Defensive offer, or have house prices become so expensive?

  • Erstellt am 2022-01-06 14:07:54

K a t j a

2022-02-08 20:15:19
  • #1

Basically about the price increase in the real estate market and its consequences, I would say.

No, it was about us being too poor to keep the parental home in the event of inheritance as a result of the real estate bubble.


Strange interpretation. Luck is when I win the lottery but not that you inherit the house your parents worked hard for all their lives. That is rather normal, isn’t it? Apart from that, I hope my father lives forever.
 

K a t j a

2022-02-08 22:01:47
  • #2
One might think you don’t take me seriously. :cool: I believe many of you simply don’t have the problem yet because you are too young. Especially among those building houses, there should be some understanding that you don’t want to lose your house. Even if it’s "just" the parental home. But you’re attached to it. The amount it’s valued at is a fictitious value that can change tomorrow. But the sentimental value of the house always remains the same. Well, whatever, I’m afraid no one here (yet) understands that.
 

askforafriend

2022-02-08 22:11:07
  • #3
Too young. Too poor. Out of the way, low earners!
 

TmMike_2

2022-02-08 22:13:24
  • #4
Exactly, I think I’m just too stupid. When I read this blonde statement again, I bang my hand against my brickwork to calm down. I don’t experience anything more stupid even at work. I’m blocking here now, I’m afraid otherwise I’ll completely lose it!!!!!!!!
 

TmMike_2

2022-02-08 22:19:56
  • #5
were you at the notary today to finally inform yourself about the legal situation?

You wouldn’t even pay a cent in taxes, but a few notary fees. I am neither too stupid nor too poor to understand you.

Unfortunately, I do not understand your complete nature, may I ask how old you are? You sound like 16.5 years old! Maybe you should talk to your father about asset management, he seems to have done quite a few things right in life.

Anyway, too stupid for me, I’m out.

GL HF
 

WilderSueden

2022-02-08 22:27:48
  • #6
No, you are not too poor. With the house as collateral, you can get a loan at any time to pay the inheritance tax. Additionally, with rented properties, the inheritance tax can be spread out over up to 10 years to avoid a forced sale. With a proper rental yield, the rent alone will pay off the inheritance tax during this time. No loan, no subsidy from your side. And the tax-optimized options like immediately bequeathing compulsory shares or gifting with usufruct have not even been considered yet. When a property is inherited, the inheritance taxes are the smaller problem. I would be much more concerned about the issue of the community of heirs. What if your sister suddenly decides she wants to turn the house into cash? That doesn’t appear in your plans at all. Or what if your father now becomes severely in need of care and burns through his assets for nursing home fees over the next 5 years? Then he has to turn the house into cash. These are the problems you should tackle and discuss. Only after that comes the question of how to save on inheritance taxes.
 

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