Defensive offer, or have house prices become so expensive?

So to put it another way: The real estate market has changed in such a way that a single-family home in a sought-after residential area next to a university is something very special and therefore no longer normal. This is reflected in the significantly increased market value. That is de facto primarily a (value) gain and it has also not been taxed yet. And the state often wants taxes on that gain. One could say as long as this gain is not realized, no tax should be due (similar to stocks). This is quite well regulated for real estate; if used personally for 10 years, no tax is due (unrealized gain), by the way also exactly the same for properties that one has built oneself. If you do not want to use it yourself, then that is a private matter, a hobby etc. If the value is realistic, however, you also have no problems financing it.

10 years for rental. For owner-occupation, the speculation period is only 3 years.

As long as there is no copyright on it, I'll take this one for my next discussion with the tax office: The actual value of my income has not changed for me. Only the numerical value has increased. This will be great :cool: