Defensive offer, or have house prices become so expensive?

I don’t know. My parents have, with a house and two apartments as capital investments, certainly well above the typical inheritance. But with my third, I am still quite a good way from the tax exemption limit, even without anyone moving into the house. Sure, that could still change, they were both born in ’58 and still have a few years ahead of them. But your claim that completely ordinary people are dispossessed through inheritance is simply completely wrong. To be seriously affected by inheritance tax, you have to inherit a pretty substantial fortune.

Three people together is cheaper again. But yes, it can also suddenly change for you. Let’s assume that a chip manufacturer soon builds a galactic factory nearby your house with billions in subsidies from Brussels. Suddenly, the price of your property multiplies tenfold and maybe one of your siblings has already had their inheritance paid out earlier and is out of the game. So now you stand there like me. Two heirs who have to sell the parents’ house, although they would have liked to have the grandchildren live there. Okay, maybe you’re not attached to the place, but for my sister and me, it’s different. We are just emotional softies. ;)

Your problem is rather the inheritance tax itself.

Taxes are always a problem when you have to pay them. ;) But no, that’s not it. I’m saying this now for the umpteenth time. My problem is the exemption limits that haven’t increased in the same proportion.

it's quite simple: then all heirs of houses are forced to sell the inherited houses at the price from 10 years ago. Then that's totally fair and the ratio of house value to exemption hasn't worsened... ;-)

I'm not sure if you even understood the problem. The taxes are levied on the market value. Nobody cares about the prices from 10 years ago.

Tell me, are you serious? You're basically complaining right now that a substantial fortune will fall to you without any effort and whining that this fortune has grown over the last 10 years?!?! Am I supposed to understand that? Do you also complain about rising stock prices?

If I were you, I'd rather be happy about the value of the house and start preparing the sales ad.

Little tip: You can also reject an inheritance if you find it all too unfair. Then you don't have to pay any inheritance tax either!

Lord, throw some brains from heaven....

Andreas

I think you should work on your netiquette.

That is an interesting topic in itself.

Which topic do you mean?

The absurd increase in tangible assets? That can probably be traced back to the zero interest rate policy over which we (unfortunately) have no influence... but which might still come back to bite us.

Or the romantic – and often enough unrealistic – idea that the following generations will stay put and take over the family home? Often with a backlog of renovations. I experience both variants in my environment: sensible parents who arrange that in good time. But also the exact opposite with the classic far too large houses that get worn down over the years. I firmly intend to belong to the first category later on... but who knows if someday stubbornness in old age won’t get me.

Allowances for children:

1974: 90,000 DM
2008: 200,000 EUR
currently: 400,000 EUR

+ some benefits for real estate (for example, in the case of self-use)

To be fair, one must say that, if I remember correctly, different values were used earlier, which I believe mostly resulted in a value below the market value. I don't remember that precisely anymore.
But since 2008, the allowance has at least doubled.
Furthermore, you have been repeatedly informed that there are enough possibilities to be creative here.
Just so you know... Grandchildren have an allowance of 200,000

Or the romantic – and often enough unrealistic – idea that the following generations stay in place and take over the family home? Preferably with a backlog of renovations. I experience both variants in my environment: sensible parents who arrange things in good time. But also the exact opposite, the classic far too large houses that are worn out over the years. I firmly intend to belong to the first category later... but who knows, whether stubbornness in old age won’t strike me at some point.

I think the differences lie in the small detail of city and countryside. My house is in Hinterpupsdorf – deliberately. It is clear to me that none of the grandchildren will be interested in it. But my father’s house stands next to the university right in the middle of Dresden. I find that pretty attractive for a young family, especially given the prices they would currently have to pay for any other apartment in the city. And yes, maybe they will move to Timbuktu as well, but I would take that risk. ;)

Suddenly the price of your property increases tenfold and maybe one of your siblings has already cashed out their inheritance earlier and is out of the deal.

That could be solved: your father sells it during his lifetime and passes on your share valued at the price from ten years ago. Or your sister "sacrifices" herself.

You want to eat the cake and keep it at the same time and - that's the problem.