slow work/no stress (authorities) -> I have the feeling that the photocopier even makes photocopies slower there
That may be because the public sector is not provided with the great fast devices like in the private sector.
Please replace the word "earn" with the word "receive" when talking about civil servants. Thank you
I find this discussion about civil servants awful. I myself am an employee in the public sector, working alongside civil servant colleagues. They bust their butts for your safety while you compare apples to oranges or equate civil servants with "lazy teachers."
And yes, I receive much less net pay even though I do the same work. But I chose back then not to do civil servant training/studies.
And tearing each other apart about it, as you can see quite well in this thread, while sitting in a private sector job where you earn twice as much – and still having plenty of time during the day all year round to liven up a forum – is dishonest towards yourself. The teachers here are in the minority.
Little pressure from supervisors (unless you put it on yourself), no short-time work, no relocation with redundancies due to operational reasons, secure progression to target salary through "serving time," family allowance, total flexibility regarding family, high pension compared to the state pension, virtually unfireable.
I will say no more... the whole thing is quite unfair... I mean the pub talk and outdated civil servant rules.
4) Housing is warm rent
So, Mr. Pasha, here the comparison of sour apples and sweet pears begins. Are you aware that there are quite a few additional ancillary costs for the house? We keep writing about it, but you have not addressed it!
) If the rent for a later apartment costs 1,000 euros, then I can just as well pay an installment of 1,100-1,200 EUR, can’t I? ^
1) If the rent for a later apartment costs 1,000 euros, then I can just as well pay an installment of 1,100-1,200 EUR, can’t I? ^^
2) Forget the basement. Plot for 100,000 + house (250-300,000)
3) When the child is a teenager, my wife will be able to work full-time as well. At the moment she is pregnant; later she will work part-time.
3) And as already mentioned, why pay someone else 1,000 euros rent when you can invest in your own home. An installment of 1,200 euros should be no problem. Over the past year, I have saved an average of 1,500 euros per month.
Then I must also mention that a lot of money is spent every month simply on the land, garden, and interior, which does not occur in an apartment. This – and my calculation of how much a house costs to purchase – is ignored by you.
The garden area: you also have to finance that because no money comes in little by little for purchases.
3) When the child is a teenager, my wife will be able to work full-time as well. At the moment she is pregnant; later she will work part-time.
Your wife as well as your child/children? (You unfortunately did not address the question of whether you already have one and a second is coming or if it is just one) are two unknowns here. Since you are certainly not a civil servant in a mathematical field, you have to be told that you cannot simply leave out your unknowns. Also, you contradict yourself with full-time and part-time. Which is it now? You calculate with full-time for what? Whoever already no longer receives parental allowance and then is absent from the labor market for an additional 12 years will contribute €450 to the household. You cannot expect more than that.
delay. Until then, the wife can start again. This would result in a higher net household income.
2) Forget the basement. Plot for 100,000 + house (250-300,000)
Then take a closer look at the 300 sqm plot and consider how many square meters of living space you can actually build.
I stick to my point: with beautified books and strained considerations and "the main thing is something of your own," you do not make life beautiful for yourself. Several people with grown children have already regretted having worked only for the house. The family suffers over the years.