Depression after notarized contract - experiences

What I personally also find difficult: here it is all the time only and exclusively about your feelings. Your wife is at most mentioned in passing. The child is used as an excuse so that YOU don’t have to change (and I stick to it: most - there are always exceptions - deal with it much better than you do right now). I find the subject of lifetime important, because it is hers too.

What interests me : We are now on page 35 and I don’t remember a single complete paragraph about what your wife actually says about the matter.

Entry in the land register and priority notice of conveyance do not apply either as the plots still need to be divided.
But thanks anyway for the overview.

What I personally also find difficult: here it’s all the time only and exclusively about your feelings. Your wife only appears at most on the sidelines. The child is used as an excuse that YOU don’t have to change (and I stick to my opinion: most people – there are always exceptions – handle that significantly better than you do right now). I find the topic of lifetime important, because it is hers as well.

That’s how I also wrote it in my post on the previous page. Unfortunately the OP does not respond to this, which I find pretty weak.

Another aspect - what does your wife say? You write that she is in favor of buying the current townhouse. Then you rave about a property in the immediate vicinity of your parents. Is that also something your wife wants? Or are the 20 minutes driving time you would have with the townhouse perhaps the better distance (close enough to watch the grandchildren sometimes, far enough not to constantly look over the garden fence). We could also have built "in the garden" of my parents-in-law. Luckily, my better half didn’t even want that ;-) What does the house instead of an apartment mean for your child, soon children? Children make new friends very quickly, usually even in just a few days on vacation at a hotel. But a private garden, maybe a small playhouse or a trampoline, none of that is possible in an apartment. And mostly families with small children move into new housing estates, so there is always something going on in the street. What I want to say is, you are doing badly right now – that is really sad and you should do something about it. But also consider what consequences a withdrawal would have for your loved ones. Would they then maybe feel worse? Would your wife be disappointed in you or realize that your life plans don’t actually fit together? After all, you MADE the decision to buy a house TOGETHER.

Hello everyone,

Sorry that I haven’t addressed this until now.

My wife grew up in an apartment, unlike me, and never had the desire for a house. She is only "going along" because it is my wish, or rather currently was :O. She leaves the finances to me since she doesn’t deal with them. She had concerns about the purchase price but said if I think we can manage it, then we can manage it. She likes the area and would move there and now can’t understand my concerns since I said we can manage it.

My concerns currently revolve a lot around the high purchase price and the feeling that we might have "overextended" ourselves with the amount. Rationally, in terms of the repayment burden, it's actually okay—I have calculated that too. But the mountain of debt is huge and for such a "small" house.

I will give myself a maximum of 2 more days, then I have to come clean or make a decision.

So I would also undo it. 42 years is a very long time. For the money, you can get a luxury property on the Mediterranean with sea view and the best weather. In the current market environment, you can convert it quickly.

I am currently selling a multi-family house for €400,000 and with that, you have €2,500 in net rental income. So just for comparison. Of course not in Stuttgart, but the return is still there. You finance it now for 42 years with €1,000 per month or even less and still have €1,500 left. Every month.

So again. House and land are completely overpriced. Too small and not really great. Plus, a mid-terrace house. That's nothing anyway. So get rid of it.

For that money you get a luxury property on the Mediterranean with a sea view and the best weather.

Stop making your constant apples-to-oranges comparisons. The OP is worried because he now lives 20 minutes away and you come up with the Mediterranean.

I am currently selling a multi-family house for €400,000 and with that you have €2,500 net rental income.

Then you are obviously a lousy seller if you let this high-yield property go for only 400k.

So again. House and land are completely overpriced. Too small and not really great. Also a terraced house. That’s nothing anyway. So get rid of it.

Sorry, that is simply undifferentiated nonsense.