Depression after notarized contract - experiences

1st-World Problems. I currently can't get a decent graphics card under €1,000. The world is so awful…

You forgot the irony smiley...

You forgot the irony smiley...

That is actually true. The post was not directed at the OP at all. If it came across that way, I apologize.

My forecast is a key interest rate of ~3% in 10-15 years.

I still consider that pessimistic, I rather think of 1-1.5%.

The key interest rate is not a wish concert. It is also not decided by rolling dice. Therefore, central banks have to orient themselves to the markets and act accordingly.

And if, for example, we get a massively rising gold price, then the dollar is in danger. And the central banks won't care about any nonsense about who will go bankrupt when and where. This will happen when no one buys the bonds anymore.

The real estate price index was at 80 at the beginning of the 80s. Today we are at 212. In 2010 it was still at 119.

Just as a brief info. This can't go on forever with money printing and zero interest rates. That should be clear to everyone.

People in BaWü complain about horrendous land prices, house prices, rent prices, etc. But vote green, who have practically introduced a building freeze on single-family houses. Neither building areas nor development plans are approved. That's the end of it. Same in Hamburg. Then just keep voting green.

People in BaWü complain about exorbitant land prices, house prices, rental prices, etc. But they vote Green, who have practically introduced a building ban on single-family houses.

Then just keep voting Green.

I tried it humorously on the previous page, now it will be less subtle: Your political bashing is both annoying and off-topic. So please spare it.

This should not be political bashing, but rather a subtle hint at a connection between political constellations and real estate prices and offers. In the [Parteiprogramm der Grünen] there are certain doctrines that provide for a ban on single-family homes. And this political will is definitely being implemented in [BaWü], as representatives of the House and Landowners Association also note. In [BaWÜ] there is no need for a ban on single-family homes; it has long existed through corresponding regulations! Therefore, I spare nothing and I do not find this off-topic either.

The concerns and worries of the OP do not surprise me at all given these amounts. The pressure is immense and not everyone is able to cope with it. I find it sad, however, that a young father of a family can only afford this property with great and also incalculable sacrifices. That is no longer proportionate. The same also applies to rents in metropolitan areas.

The market is completely overvalued. At least in metropolitan areas. If the proposals of Anton Hofreiter and a ban on single-family homes were to come true, no father of a family would be able to afford one anymore. But we are not there yet.