hauskauf1987
2021-09-27 15:35:17
- #1
I want to give some feedback since the decision is approaching (loan offer is expiring, the developer will give feedback, unclear in which direction the tendency leans, rather yes) These past days I first let everything sink in, the large amount, the complete change still weigh on me
My equity capital of course does not remain in the overnight money account but in an ETF portfolio. However, in the years before, prices increased by about 10% p.a., we can no longer keep up with our salaries and savings rate. If the price pressure were not there, I could now conscientiously back out and rather wait 2-3 more years until something "comes up" or to possibly have more equity with a lower loan burden. The amount is indeed a burden even though it is irrational. But our housing cost burden doubles, at least(!). I cannot really imagine that there will be another 3 years with increases of 10%, but who could have imagined the prices 10 years ago?
That is what really pisses me off, the PRESSURE, which apparently I am not suited to bear
My equity capital of course does not remain in the overnight money account but in an ETF portfolio. However, in the years before, prices increased by about 10% p.a., we can no longer keep up with our salaries and savings rate. If the price pressure were not there, I could now conscientiously back out and rather wait 2-3 more years until something "comes up" or to possibly have more equity with a lower loan burden. The amount is indeed a burden even though it is irrational. But our housing cost burden doubles, at least(!). I cannot really imagine that there will be another 3 years with increases of 10%, but who could have imagined the prices 10 years ago?
That is what really pisses me off, the PRESSURE, which apparently I am not suited to bear