Depression after notarized contract - experiences

Thank you for the further responses

why not healthy? I strictly followed the guidelines you read about, a maximum of 35% of the net monthly income for the repayment interest rate, 2000 euros out of 5700 euros.

In addition, we are in our early 30s, and there is still potential for increase (although in my opinion not much since my salary for the job is already at a very high level)

The property would be paid off without special repayments by 2063 (beyond retirement age). That gives me headaches and maybe also fear. For a townhouse, 42 years to pay off?

According to the bank (of course they want to grant loans, I am aware of that. But I have been in contact with them for ages and also appreciate their opinions) the financing is within a range usual for Stuttgart conditions. What do you think? (Bank's original wording: the house was internally valued higher and new build apartments often cost the same, which is actually true)

Today I feel somewhat better

And consider the following: If you really unwind now and the other party even plays along. Don’t you think, for your peace of mind, you will regret this decision and wish for the house back? See it through now! Nothing lasts forever! So what, in 42 years you would pay over 2000 EUR rent from your pension for your rental apartment. Is that better?

we currently pay 900 euros cold, 1,150 euros warm, however for 82m2 through a housing cooperative that I believe has only increased once by 3.5% since 2015. The additional costs have also become about 50 euros more expensive since then. The re-rental of the neighboring house is already nearly 1,000 euros cold for 82m2.

... The property would be paid off by 2063 without special repayments (beyond retirement age). That gives me headaches and maybe also fear. Pay off a terraced house over 42 years? ...

If necessary, the house will be sold before retirement age.

...

I just thought of something else. Maybe you want to list "your" house on a real estate portal (there is one specifically for "without broker" sales, which I have always used because from there the listing is transferred to all other portals) and see what kind of interest it generates? Maybe you will already find a buyer who will take it off your hands? You would just have to do some calculations back and forth so that you might even break even on the deal. Besides, this way you will be somewhat distracted. I’m glad to hear you are feeling better today.

If necessary, you sell the house again when the children have flown the nest. That would not give me any stomach aches.