Depression after notarized contract - experiences

2021-09-02 15:23:03

He will sell your house again with open arms if you cover all the costs. However, in my opinion, that is the wrong decision. If the times given between offer and sale are correct, then it would be more sensible for you to sell it yourself as soon as it is finished...

2021-09-02 15:35:09

Move in first and sell the house (as suggested), would have the advantage of saving tax on the expected profit... Don't know if it outweighs the moving costs, but you can simulate it.

2021-09-02 15:35:30

Still a question: maybe there are people here who know about this: WORST CASE: I call the developer and want to cancel the contract. How long could I still take for that now? What is the notary still doing in the background?

Worst Case: Pacta sunt servanda
You have no right to cancel and unwind the contract. Therefore, there is no "how much time can I take".

The notary obtains all necessary permits (e.g. municipal pre-emption right), registers the priority notice of conveyance, and does what else is additionally stated in the contract. Meanwhile, the contract has been sent to the tax office. You will quickly receive mail from there regarding the real estate transfer tax to be paid.

2021-09-02 15:45:53

Dear Hauskauf1987, Your fear is understandable. However, "why am I not satisfied with what I have" sounds like a negative, shameful belief that is currently "switched on." Such beliefs are often deeply rooted and generally stand in the way of change. Building a house is, even in these times, a yes to the future. A yes to life. To allowing yourself more space and to speculating on a better future. Even with "only" one child. You are allowed to strive for that. And if it doesn't work out, then you downsize. That's not nice, but is that better than constant self-restriction out of false feelings of shame? The bank seems to trust you. Who is this inner voice that is spoiling everything right now?

Thank you for that. That helps me too (when I once again think that we really can't afford a house). ... And what I have actually already told myself: Worst case scenario, you can't pay and have debts... Three years of personal bankruptcy nowadays is a breeze.

2021-09-02 15:54:56

First move in and sell the house (as @11ant suggested),

Mind you, calmly. So move in quickly as soon as everything is ready to move into, so that the double burden is gone. And then take a deep breath. Afterwards, casually look around what the market might have to offer - tomorrow or in five years. One of my grandmothers had an indoor bathroom for thirty years; she died of something else.

At the same time, the contract was sent to the tax office. From there, you will quickly receive mail regarding the real estate transfer tax to be paid.

For those who happen to get cold feet - jitters - thoughts of reversing the transaction, these are not reasons for deferral.

2021-09-02 16:16:19

Isn't that also not the purpose?

Rental apartment gone => where are we supposed to go then?

which costs? I have to pay the notary anyway, possibly more with the reversal. Can someone provide concrete numbers?
I can't estimate how the developer will react IF I should ask for cancellation. Maybe he's kind, has sympathy because he knows the house will be quickly resold and settles for the 2,500 euro deposit. Maybe he says no, maybe he says yes but instructions from management only for 100,000 euros. No idea.

Fact is, I am still desperate.

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Depression after notarized contract - experiences

Tolentino

Tolentino

nordanney

SumsumBiene

11ant

hauskauf1987