Amazing ... you work and save for years for a cozy home, overcome numerous hurdles, are insanely excited about moving in and the time afterwards ...
... and then THIS
One (!) neighbor who ruins it all.
Is (at least for now) the approaching start of the cold season a consolation, when the chances to sit outside are likely to decrease and thus also the exposure to music?
We shouldn't immediately portray the neighbor as the villain. As Kati already wrote, it probably won't bother the average person. For example, I know it from Poland. There, there is no such thing as quiet hours, and it is often loud. At my mother-in-law's place, who lives in an apartment block, the neighbor upstairs knocks on the wall every Sunday, really EVERY Sunday for about 1-2 hours straight with schnitzels.
Personally, I wouldn't allow myself to be forbidden to play music in the garden on my own property. Of course, not with the bass turned up fully and not very loud, but why did I build it? Just to listen to music at home as in an apartment block? I think the "problem" lies somewhere in the middle. With Kati, because she is so sensitive, and with the neighbor who could possibly turn the music down a bit, not turn it off.
Judging all this from a distance is very difficult.