But what 11ant said was something else. He said, take an architect, otherwise they'll rip you off. And here I say, very seriously, no, getting ripped off by company owners you personally know is very unlikely.
And here I say, you are right about that. But I didn’t refer (only) to the construction management. Rather: when the layman says,
of course you have to compare and also get other offers.
then he usually makes a typical layman tender, which the bidder immediately recognizes as such and mostly takes advantage of (maybe unless you are in the same choir or the same fire brigade).
It works like this for example: The builder sends craftsmen his approved plans, writes down what he wants.
Craftsmen write back: "Offer". At the bottom total price, in between blabla what exactly is offered. Window number of panes profile thickness U-value. The small AD or MD is hardly noticed. Descriptions of services in the response are often changed. "Proper", "according to DIN", "bleached", "oiled" – some differences the layman cannot classify. "Frostproof", "diffusion open", "Class XYZ". Was "or equivalent" correctly interpreted? – there the bidder can leverage the advantage, and he knows that.
Or, as said, the topic "time and material hours":
More important is if the architect, for example, says he tries to charge every little deviation expensively or just lets things slide.
"I had to fiddle longer than expected, my predecessor finished his trade sloppily". Laymen can be fooled quickly. How much does it cost alone to omit the note that the measurements on site need to be checked (?)
In the drawings, dimensions are given to half a cm "accurately" – the builder often confuses that with manufacturing accuracy. Or tolerances, when something is too crooked or the like. The supposedly relevant DIN (or unfortunately just its cousin from the same series) is quickly googled (and misinterpreted).
(Professional) experience cannot be replaced here. With three decades (and a nearly finished house now and a previously long-lived-in one before!) more life experience, as Karsten has over the OP, of course, that relativizes things. But first, you have to be at that stage.