When the dream of the house bursts

Today I also wouldn’t buy anything on credit anymore, except for property, unless it’s absolutely unavoidable. (An old car with total loss was a good example. Three days before the wedding in May, I had an accident that caused damage of almost 3,000 euros to our car, which had a market value of about 400. Fortunately, it was only sheet metal and cosmetic damage so a new one wasn’t necessary.) But what use is insight now when I messed up 17 years ago already.

I just often think to myself, if only you hadn’t been so lazy and had participated more in school. You’ll do it differently with your children, those kinds of wisdoms that, at least for me, my parents already preached when I was 13-14.

The hardest thing I have to deal with today is simply the realistic certainty that we will only get a home either by playing the lottery or by inheritance. Since we do not play, that’s already out of the question, and inheritance looks bad too because there is simply nothing to inherit.
Welcome to the life of the eternal working class.

With this, I say goodbye to you for the moment, thank you for your attention and I hope I was able to make one or the other smile. If you have had similar experiences or if you now feel pity and want to give us money, just leave a comment XD

I don’t understand why everyone is complaining about this thread. It actually leads to lively and interesting discussions : )

But my opinion about credit remains: Only for building a house.
You can get a nice car for little money too. My sister-in-law, VW Polo GTI for 7,000, and if I dream about building a house, 5,000 should always be possible without credit. Otherwise, in my opinion, you are living too close to the subsistence limit.

best regards