Building with a small budget feasible?

Stormwater is not charged everywhere. But where, as here, a separate rainwater sewer system exists and is mandatory, with compulsory connection, there is also a fee that is based on roof area and sealed surface area. The more pavement, the more expensive.

It’s especially clever to factor in cisterns with emergency overflow with a factor of 0.5 and to require retention cisterns instead of closed cisterns in new housing developments. Or to require permeable paving and still calculate it with 0.3. Around here, they get quite creative with optimization.

also an argument against moving to the new development area, in old settlement areas there are rarely the phantom charges, with us no rainwater fee, no street fee, no winter service and not rural, in Berlin

The whole orbitant value increases go hand in hand with falling interest rates. But can interest rates continue to fall infinitely? There is a limit somewhere. Whether and when interest rates will rise due to political and economic conditions nobody can predict. Even within a "short" period of 10 years, a lot can happen.

Take a look at the interest rate development of the last 100 years. Such cheap interest rates have existed before and in between they rose to over 10%. At some point, states will want to get rid of their debts through inflation. Accordingly, interest rates rise. Whether and how realistic this is everyone must decide for themselves. Anyway, a follow-up financing with 3% instead of 0.8% as now is conceivable. Those who have not paid off anything will get torn apart then.

Those who buy now cannot expect the same level of value increase as someone who bought 10 years ago. With low income and low pension, one really has to push hard with repayments now. At least for the first years. If interest rates remain relaxed, one can make a good follow-up financing in 10 years and the property is settled.

also an argument against moving to a new development area, in old residential areas the imaginary fees are rare, with us no rainwater fee, no street fee, no winter service and not rural, in Berlin

On the topic of Berlin, I could start complaining again, but I'll rather not. As far as I know, the precipitation water charges in BaWü are quite normal, even before the Greens came to power here. This also does not apply only to new development areas but to the entire municipality.

also an argument against moving to the new development area, in old residential areas, the imagination charges are rare, with us no rainwater fee, no street fee, no winter service and not rural, in Berlin

We also do not have these costs in the new development area. Only wastewater, rainwater then, if no cistern is purchased. For that, you have to take care of the winter service yourself.

60s house and I pay for the precipitation.