Building with a small budget feasible?

Are you now a childcare worker or have you studied social pedagogy and obtained a corresponding degree? Do you know, I am only responding to what you write. This is really not meant in a bad way. The topic of horses is already old news and I don't need to bring it up again now. I wish you good luck in realizing your dream.

What are you getting at? I think we are talking past each other and have different knowledge. I don't want to open a home (besides, you don't even have to have studied for that). I didn't add the degree to my training for cost reasons (here too I calculated... 10 years earlier it might have still made sense), although with a grade average of 1.2 I would certainly have gotten one of the sought-after study places. ...but that is not up for debate here either...

This time I unfortunately have to disagree with you. The house is usually larger and more valuable than the apartment. Therefore, often higher property tax and street cleaning fees. Stormwater is also usually more expensive. But actually, you save on other small things (winter service, janitor, garden maintenance). But the additional costs are limited.

By the way, you also have to pay for minor repairs yourself in the apartment.

Then it varies everywhere. For example, we neither pay street cleaning (we only have a natural stone street) nor stormwater (why should we, it seeps away on the property).

still rainwater (what for, it seeps away on the property).

Sure? I've never heard that. You don't have gutters?

Sure? I've never heard that before. You don't have a gutter?

Of course we have a gutter. We channeled the rainwater into a buried barrel with holes, surrounded by gravel, on our own property. Why should we pay for that?

There is only wastewater here..
I have never heard of stormwater either.

With us, you also pay for stormwater on sealed/covered surfaces. This is waived if the surface is permeable or, for example, if you have a large [Zisterne].