I consider the moisture issue in solid construction to be a myth or maybe it was like that in the past when real mortar was still used for masonry. The moisture comes into the house with the screed, and you always need that. Our new build had no increased moisture at all after moving in; we never went above 50% humidity. In our previous house (also newly built), we had a leaking water pipe in the wall after a few years (the pipe had slipped apart). As a result, water ran into the masonry all the way to the basement, and we only noticed it because of a wet spot on the outside wall. It was easy to repair, the bricks were dried, and then everything was fine again. I don’t want to think about what the walls of a prefabricated house would have looked like if they had been filled with water like that.
You should definitely calculate four meters of depth for the terrace; the table is one meter deep, and then you have 1.5 meters on each side for the chairs, so I would also try to place the house as close to the street as possible. Here with us, there are also many small plots with single-family houses built on them; some of them have only 1.5 meters between the street/sidewalk.
Best regards
Sabine