People, what do we know. He says he lives in SH. That can be Norderstedt or Wedel, then it gets expensive. Or also Süderstapel, then it gets very cheap and they throw him the fully developed land for 40/sqm. He says he wants to spend around 200k. For the house. Without additional costs, without land, without connections and garden landscaping, etc. so classically turnkey. Everyone here in SH sells it all with a base slab without painting and wallpapering, without a fitted kitchen. He doesn't say he can't spend more. He only asks: Is it worth it—economically, not ideologically, not ecologically—to pay the extra cost, say for KFW 55 or even 40? And he wants to know if it is better to build solid or prefabricated. And he says a simple house would be okay, they are not spoiled. I tried to give an answer to his questions, I think a factual answer. And then he gets an outrage wave thrown at him, from neverever through "better rent" through "impossible price" through "You have no choice anyway." And our house has to serve as the example "If you want that, you'll end up where he ended up." (Meanwhile, what we afforded in our settlement is so normal, and everyone builds here more or less at that level.) I want to make this clear: I am not saying: those who waste 500k in Wiesbaden are crazy. That may be the standard there, and it won't change. But please accept: it is different elsewhere. And yes, I stick to it: The KFW standards are incentives to insulate more, to use newer technology or even more expensive technology, they are linked to subsidies, but these subsidies have been more than eaten up by the builders through their surcharges, and therefore economically in my opinion make no sense. I am open to counterexamples. I can also say: Okay, I was wrong. That won't hurt my pride. Karsten