We hardly get any snow here... well, almost none. That doesn't worry me. You are basically right about photovoltaic systems and their easier installation. But then without KFW, right? Because the reduced funding just doesn't add up when you factor in energy consultant costs and thicker bricks, etc. I'll think about the photovoltaic system again. Let's see if it's financially feasible somehow. I'll also open a general question thread about building a house. I really have tons of questions. For example, is €10,000 for a foundation for a double garage normal? I'm a total layperson but that seems like a lot, doesn't it?