Good offer for a young family? Buy yes or no

Yes, the land charge is on the table, but I still need to have it explained to me. Of course, we have to decide that... I am looking for many opinions. If the advisor says that it is definitely well below market value, then I would have fewer misgivings ^^ I thank you for being so actively involved. I will carefully read through all the posts tomorrow. Today I want to relax a bit.

A quick note about my wife ^^ She is by no means some kind of luxury doll or how it seems here. She is the one who always saved, absolutely selfless, and mostly thanks to her we at least have some equity. Raising the kids and being there for them is currently the most important thing for her. We currently have a two-month-old daughter and our 2.5-year-old son. The nights are pretty intense right now, but she still gets up every day at 7, gets our son ready for daycare, etc. Then she does laundry, housework, and takes care of our two-month-old baby 24/7. We talked and of course she would go back to work after parental leave. But only marginally. She and I want her to continue being a mom for the kids a lot, always have warm meals there every day, and so on. Theoretically, there is still warm food from the day before, which she can/should take with her to work. But I’m such a loser in the morning and forget it, or I’m actually so damn lazy to put it in the Tupperware... ^^ On the topic of car repairs and so on. My father-in-law is a master mechanic with access to a workshop at any time. We do everything that comes up there and buy the parts cheaply ^^ So it’s not that bad.

She is by no means some kind of luxury doll or whatever it seems like here.

That's just the difficult thing in a forum. Someone says: My wife wants to spend 50 euros every month on fingernails. And almost everyone, myself included, immediately thinks, what kind of "luxury doll" is that? So always remember that it is solely your decision. But from every post you can gain something as a food for thought for yourself that you might not have thought of before.

Just a quick note about my wife ^^
She is by no means some kind of luxury doll or how it seems here.
She is the one who always saved money, absolutely selfless, and mostly thanks to her we at least have some equity. Raising the children and being there for them is currently the most important thing for her.
At the moment we have a two-month-old daughter and our 2.5-year-old son.
The nights are pretty tough right now, but she still gets up every day at 7, gets our son ready for daycare, etc.
Then she does laundry, household chores, takes care of our 2-month-old baby 24/7.
We talked and of course she would go back to work after parental leave. But marginally. She and I still want her to be mostly a mother to the children, always having warm food every day, and so on.
Theoretically, there is always warm food from the previous day, which she can/should take to work. But I am such a goof in the morning and forget, or am actually too damn lazy to put it in my Tupperware... ^^
Regarding car repairs, etc. My father-in-law is a master auto mechanic with anytime access to a workshop. We do everything that needs to be done there and buy the parts cheaply ^^ So it’s not that bad.

Well, as a wife, I would have long ago given you a piece of my mind and forced you to take more responsibility.
Being there 24/7 for the children and the household... And where is your contribution? I hope it’s not as it reads.

I have been following the entire thread and I am shaking my head more and more. Basically, it’s your business and you have to manage, but from everything I read, I don’t think it will make you happy in the end. On the one hand, there’s the income, please also factor in rising ancillary costs. CO2 will go up to 55% by 2025, just as an example.

Next, you are effectively the sole earner, how are you secured? Get sick and you will only receive sick pay for 4 months.

And sorry, I have to say something about the topic of "Luxuspüppchen". To me, she falls into this category. Not because of nails, but because of the attitude. Wanting to work only 30% when you want to finance a house over 30 years is a luxury you have to be able to afford. And you can’t. I am a mother myself and fully understand her, but then a house is simply not possible, not now.
Please also think about retirement, with financing up to retirement there is not much left to provide privately, your wife will at most receive the basic pension. Can you still hold on to the house then, or enjoy your pension? Traveling, for example?

To manage it halfway, she also has to contribute financially and you have to contribute in the household, or you look for a new job with €5000 net.

And again it drifts here into judging the lifestyle of completely unknown people.
If a couple decides to work less afterwards, that is their decision. With all the consequences. True, then the house is not feasible. So be it. So what?
You are certainly not a luxury doll just because you, as a parent, decide to spend more time with your children than at work.
And surely no one here has any business in how the division at home takes place.
It is increasingly noticeable that a factual discussion drifts into a kind of life coaching. Almost everyone here considers their own lifestyle to be optimal. I do too. But that must not lead to defaming strangers as luxury dolls.