Good offer for a young family? Buy yes or no

  • Erstellt am 2021-01-04 07:35:52

Jean-Marc

2021-01-05 11:57:54
  • #1


Would she get her nails done if it didn't make her happy...? Such discussions are pure poison for relationships and house plans. Then you quickly get the comeback ("Oh, but your [insert any hobby here] is okay, right???").

Everyone has to consider for themselves where they can restrict themselves if necessary, and if that's not enough for the house, then there simply won't be one. But looking at the other person and pushing them to give up things they love only leads to quarrels.
 

Pinkiponk

2021-01-05 12:17:20
  • #2
Until now, I thought I could empathize well with you and understand the aspects you mentioned. Now I am no longer so sure. I don't understand either that this bathroom absolutely has to be torn out immediately, nor that your wife already knows at the tender age of just over 25 that she will never work again in her life (with more than one 450-euro job). I wish her well, but it is quite a comfortable starting position that one must be able to afford. Apart from that, I still insist on buying the house. :)
 

Pinkiponk

2021-01-05 12:25:53
  • #3
Impressed. Buy. :) :) :)
 

Schimi1791

2021-01-05 12:39:11
  • #4
What kind of room is shown in this post?
 

Nemesis

2021-01-05 12:41:26
  • #5




That was the information on this. Maybe he can explain it in more detail...?
 

Wolkensieben

2021-01-05 12:45:13
  • #6

The starting situation is not rosy, as I see it. This would not be the first divorce property. It only works if you can hold back and see saving for the house as a challenge.
Anyone who sees restrictions as a loss of quality of life should better leave it alone. If the household harmony is already strained because there is no vacation due to an unexpected car repair, then you can forget the whole thing. Or if 50 euros per month for nails or hairdresser is a problem. Either "give up," find an alternative, or leave it.

I would not consider simply buying the house and, if it doesn’t work out, selling it again.

Selling the house as an owner-occupied property only pays off after the third year. I can’t imagine living together pleasantly if, in case of a dispute, you have to endure it together with restrictions for that long.

The bank does not have to release you from the loan and usually will even demand a prepayment penalty.

And who says what will happen in three years? No one can know. If interest rates go up again, banks look more closely at whom they give loans to, if there is a flood of properties, who knows what will come.

I don’t see you as the owner of this house.
 

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