Good offer for a young family? Buy yes or no

2021-01-04 21:04:59

I am also really worried about the "real estate bubble." I am super scared that after 10 years, the house will be worth less than what I still owe on it.

As long as you don’t sell it, you don’t experience the loss in value. My former house made unbelievable jumps in different directions over 30 years.

but we have 2 kids and she is still a housewife. She will never work full-time again.

Um..... Your wife is 26 years old, when she is 40 both kids will be 15 and older....... and you are already deciding that she will NEVER work full-time again..... at about 40 years old. Ok....??? and I thought we wanted to save and stay grounded :D. Why should (your) wife not work full-time again (or want to), when the children are no longer little kids. You first have to be able to afford such a claim, which I also cannot understand. My dear swan.

As long as our kids are that small, she will work a maximum of 30% after parental leave. No more.

If I thought like you, I would also be scared because of the debts. Maybe the kids stay with grandparents, friends, etc., you coordinate, find arrangements, etc., and your wife can work 50% or more. I don’t care whether someone works or not but the whole time we talk about restrictions, it will be tight, etc. and even before buying you decide that your wife will never work full-time again at about 40 years old. o_O Did I misunderstand something??? Otherwise, happy house purchase!

2021-01-04 21:05:50

Now I'm curious about opinions. The room inside is one of four... it's basically above the garage

2021-01-04 21:07:02

As long as you don't sell it, you don't experience the loss in value. My former house made unimaginable jumps in different directions over 30 years.

Uh.....Your wife is 26 years old, when she is 40 both kids are 15 or older.......and you are already deciding now that she will NEVER work full-time again.....at about 40 years old. Ok....??? and I thought we wanted to save and stay grounded :D.
Why shouldn't (y)our wife work full-time again (or want to), when the kids are no longer little children. First of all, you have to be able to afford such a demand, which I also can't understand. My dear Swan.

If I thought like you, I would also be scared because of the debts.
Maybe the kids stay with the grandparents, friends, or similar, you coordinate, find arrangements etc. and your wife can work 50% or more. I don't care whether someone works or not but all the time we talk about restrictions, it will be tight etc. and even before the purchase you decide that your wife will never work full-time again at about 40 years old.o_O
Did I misunderstand something??? Otherwise happy house purchase!

Oh, I haven't seen it like that yet xD Yeah ok, she will definitely work more again, that's true that's true.

2021-01-04 21:09:43

I like the house, I would want to go for it at that price :) The bathroom is indeed not a feel-good oasis, but considering the rest of the pictures, it’s a forgivable drawback. That can still be done.

2021-01-04 21:16:29

The bathroom isn't that bad now. It should last at least 2-3 years. Better than having no house because of it - then you really have no bathroom. Olli

2021-01-04 21:16:43

I think the house is great!
And honestly, I even like the bathroom, even though I wouldn’t do it that way myself.
I expected old pink with dark wood paneling ;-)

I see it the same way with your wife.
When the kids are a bit older, then 50 percent is no problem, and when they are adults and you feel like going on long-distance trips, then she just works (almost) full-time again ;-)
Working so little nowadays is already a luxury that you have to be able to afford.

Good offer for a young family? Buy yes or no

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