Good offer for a young family? Buy yes or no

if it is "THE" house, then it makes sense.

I see it, as already written, you would probably regret canceling it longer than if you might have to restrict yourselves for a few years until your wife possibly starts working more.

Warm rent 800 EUR + savings rate 800 EUR -> 1600 EUR
When buying a house: 1600 EUR - 1290 EUR -> 310 EUR, which will certainly partly be used up by increased additional costs and from which a new heating system must be paid for and all other savings efforts must be made

2)
Currently income 4100 EUR - 800 EUR warm rent - 800 EUR savings rate -> 2500 EUR that you currently spend on "living". (So much for the topic 2300 EUR is easily possible. So it only works with restrictions.)

If you solve this tiny financial discrepancy, then everything should fit. There is also money coming in from selling electricity. And still, one must be careful that very irregular costs like a new car do not blow up the household budget.

Personally, I would buy the house.

Costs like a new car

For example, there is considerable potential for savings in our countries. In some cases, one can completely or partially do without a car and assign less importance to the car itself. I have been driving such practical cars for years; they are not dirty, just older. I am almost amazed every day at what is standing in front of most houses and with what ease this is now accepted. If TE keeps himself in check alone, he can manage the project, because often €500 or more per car easily go toward depreciation, insurance, tax, service, etc. I gladly do without that if I can have my house for it.

What is your wife’s profession and when does she want to start working again? And at what amount? 700€ net is really not much, especially in Bavaria. Isn't there a possibility to start working earlier and at a higher salary? For me, that would be too tight. The offer seems good, and with new silicone, fittings, and a good scrub, you can spruce up a bathroom with little money. Renovating a 20-year-old bathroom is nonsense, especially when money is tight, and the heating can easily run for another 10, 20 years or longer.

My wife is a nurse - I calculate the 700 € net with tax class 5 and 30% part-time ^^ Otherwise, she earns about 2500 € full-time in tax class 4, if not a bit more. But we have 2 children, and she is also a housewife. She will never work full-time again. As long as our children are this small, she will work a maximum of 30% part-time after parental leave. No more ^^

Otherwise to the REST: MANY thanks for the opinions. I will sleep on it for a few days now.

I am also really worried about the "real estate bubble." I am really scared that after 10 years, the house will be worth less than the remaining debt I still have.

Are there now pictures of the bathroom and paper information about the house?