Financing: How much did your house cost?

No offense, but this is the case I meant: everything that is more than the absolute cheapest is labeled as upscale.

Those who can read are clearly at an advantage. I never wrote anywhere that it is upscale. I don't think anyone expected that at 300,000€ including the plot, garage, exterior facilities, etc.
The only place where I wrote "more upscale" is in the tiling work, since we used materials around 50€ in the living room or a tile backsplash in the kitchen measuring 120x60 for 120€/m² and stainless steel rails installed everywhere, for example. That can certainly be much more expensive, so I didn’t say upscale but only more upscale tiling work. It definitely is no longer standard.

Regarding the electrical installation
How to rate it now, I can’t tell you. It is definitely more than the standard, but definitely not over 100 sockets, as is sometimes written here in the forum. I don’t think 100 are necessary even at 125m². I laid LAN in every room myself, and there is a TV connection in all rooms, plus a few additional empty conduits.
After 1.5 years in the house, I have so far only found one spot where I would have liked to have a socket (for decorative purposes). So for me, it is sufficient.

There are 5 levels in appraisals:
Level 4 is then upscale, this also includes triple glazing, electric shutters, special burglary protection, multiple LAN and TV connections, etc. (this is probably, at least for the most part, the most common level being built),

Except for the electric shutters, everything else is included, although the manual shutters haven’t really bothered me so far, since we use them very rarely. We don’t like the bunker character. The only issue is the appearance.

I just wanted to generally point out that it is also possible to build cheaper than is always propagated here in the forum, if you are willing to make compromises here and there.
From a salary perspective, we could easily have built 100,000€ more expensively. But we didn’t want to exhaust that sum; if all goes well, we might be finished paying off in under 20 years, maybe even 15 years, and that without restricting our current lifestyle.

I didn’t want to attack you either, but here you can clearly see the different perceptions. For example, the price for the tiling work, if you don’t do it yourself, is largely determined by the labor cost. So if I take a €30 standard tile, laying it costs me about €70-80. In this case, €20 higher material costs in the living room don’t really make a big difference, after all, you keep them there longer. In the tile store, we saw tiles for about €200/m² and wondered who would install something like that? In the end, we only spent about €1000 just for borders and fancy stuff in the main bathroom, and I wouldn’t call it upscale. The stainless steel rails are also common for me in private house construction and only cost about €8/m. We only have electric roller shutters in the living-dining area, as the others mostly stay open anyway. Likewise, I now find multiple TV and LAN connections in every room standard, as it doesn’t require much more effort, but can be very useful. So once again, no one should or needs to feel attacked, it’s just interesting how the different views on standard or upscale up to luxury are. For example, my boss once showed me quotes for his pool that he wants to have built, others build an entire house for that alone, and he says he lives very simply... And that is exactly why it is so difficult to compare construction prices. This is easiest on the Town & Country page, where you can see what the same house would cost in your residential area. And there, the prices for the house alone aren’t that different. Between Munich and Görlitz, for a house (I don’t remember which) it’s about €30,000 difference, while the total volume is probably €1 million to €300,000...

we could have built for:

- 199,000 house including e-roller shutters, triple glazing, ventilation system, kitchen (was included in the house price with almost 4,000€) and 125 sqm city villa (see picture)
- land 63,000
- house connections including wastewater/stormwater 17,000
- incidental costs (notary, land transfer, registration of mortgage etc...) 10,000
- painter and own floor work (laminate upper floor) 7,000
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297,000€ = 300,000€
however, we have added a few "extras" amounting to 40,000€ (only IN the house), such as chimney, fireplace, higher costs for kitchen, more electrical stuff, nicer front door etc...)

outdoor facilities come additionally with:
3,500€ for almost 150 sqm clinker paving
5,000€ (calculated) for garden landscaper laying the clinker including filling etc...
7,000€ for carport including shed
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absolutely necessary are then:
paint for carport and lawn mower: 700-1,000€

hedge and further fencing will come next year, as no neighbor is ready so far.

the joke is that a house roughly always costs the same (a huge amount). the last 10-20,000€ make the difference whether the house is standard or upscale. it's basically like with the 7 series BMW and giving up leather seats. if you want it cheap, it has to be really cheap. or you do it properly and don’t mess it up with the last 10,000€...

After I started building for the first time in my life, I can hardly imagine that you can get anything decent for under 300,000 euros. Maybe it's still that cheap in the countryside because of the plots of land, but in the cities everything is much more expensive. It's hard to compare anyway, one insulates with styrofoam, another with foam glass. One takes a concrete staircase for 2,000 euros per floor, another a folding cantilever staircase made of walnut for 12,000 euros per floor. Concrete grades, prefabricated houses, solid construction, wooden windows, plastic windows, aluminum windows, and so on and so forth. Of course, you can build a cheap house, but if you pay attention to quality and brands, it quickly gets expensive.

, dass man für unter 300000 Euro überhaupt etwas Vernünftiges bekommt.

Well, you can, as Musketier shows... you just have to make compromises... our house was also cheaper than 300K, but that was 5 years ago... I already posted the price further above...

However, with the current construction boom, it has become very difficult to build something "decent" for under 300K

One should simply consider land and house separately. A house in Bavaria costs only a few percent more than in Schleswig-Holstein, but the land price has a surcharge of several hundred percent. Basically, the experienced users here have been around long enough to clearly understand that 1 sqm of house costs roughly 1600€ (+land + additional construction costs and garden). Prices go up quickly with a ventilation system and other extras; going down quickly results in low quality because at some point the quality inevitably suffers (this does not mean that expensive providers are guaranteed to build well, only that the cheapest companies are guaranteed to build poorly). High land costs ALWAYS come with supply and demand and therefore always have the advantage that they fully meet the 3 most important criteria of a plot: location, location, and location. A good location usually also means that earning opportunities are better. Yes, there are also ones with prime locations and poor earnings, they just work in small failing companies. But in companies with collective agreements and so on, even simple craftsmen easily earn 2k net... and such companies only exist in the more expensive areas.