New funding for family home ownership

Of course without guarantee, but why would someone make the KfW program with a 20-year fixed interest rate more attractive and then discontinue the conditions at the start? Personally, I find that unlikely, but with these demands, you never know... One option might be to use the revocation period and if new information emerges in the next two weeks, simply cancel the current loan. But of course, I don’t know your exact situation.

Yes, I see it similarly, we had already planned to build in 2021 and were surprised by the sudden stop of all funding… we are all a bit wary.

But if I use the revocation period, don't I get a 6-month ban on KFW funding, or am I mistaken?

What is supposed to come in March does not exist today at all. In this respect, the question does not even arise for you. You do not receive any funding today for a climate-friendly new building.

The 20-year fixed interest rate refers to the 300rr program and of course, as of now, it does not exist. Why do I not receive any funding today for a climate-friendly new building? The 300 program is still running currently … or are we just talking past each other right now?

The 20-year fixed interest period refers to the 300rr program and of course it doesn't exist now.
Why am I not getting any funding at all today for a climate-friendly new building? The 300 program is still current... or are we just talking past each other right now?

We are. 300 is the program "Homeownership for Families." The discontinued program 297/298, which will be relaunched in March (with new conditions), is the program "Climate-Friendly New Building." They are completely different programs.

We do. 300 is the program "Homeownership for Families." The discontinued and from March reinstated (with new conditions) program 297/298 is the program "Climate-friendly New Construction." They are completely different programs.

Exactly right, we mean the same thing; however, on the KFW page, program 300 is also listed as climate-friendly new construction. But now we're on the same page, so here is the quote from the Ha...blatt: "Those who buy homeownership should be able to benefit from better conditions in the future: The funding program 'Homeownership for Families' of the state development bank Kreditanstalt für Wiederaufbau will offer a fixed interest period twice as long as before."

Here only the 300 program is mentioned; everything else must be interpreted. But I think it is worth waiting until more information trickles in.

Essentially, it is a matter of mentality whether one waits or takes action. Better the [Spatz in der Hand] than the [Taube auf dem Dach]? With the kfw, I prefer to take the safer path.

Hi everyone,

I also have a question. We meet the funding requirements for KFW 300 in August with the birth of the second child. What puzzles me quite a bit, however, is the prohibition of installing a stove as a supplement to a heat pump/photovoltaics. I have now read that the installation of a chimney is not detrimental to funding and that the blocking period of 10 years must be observed. A subsequent installation would then be possible.

Has anyone already had experience with this? Thanks and regards