New funding for family home ownership

And don’t push for kfw40 … That would be a dream. We have been waiting for the feedback on the NRW.Bank loan for almost 3.5 months now.

In the FAZ there is an article about possible changes from our [Bauministerin]. One may hope.

There is an article in the FAZ about possible changes from our Minister of Construction. One can hope.

Subsidizing the purchase of existing houses will rather ensure that the seller side receives more money. If everyone can afford more, the seller benefits. I also consider subsidies for families up to income X to be nonsense, instead of simply raising the tax exemption per child and leaving the rest to the market. These gradations cause distortions everywhere – if you are then 1€ above the threshold, can you afford less than someone below it? Great incentive to work more. Construction prices will fall on their own, either the contractors/tradesmen shut down or they reduce their margins.

Subsidizing the purchase of existing houses will rather cause the seller side to get more money. If everyone can afford more, the seller benefits.

I also consider the subsidies for families up to income X to be nonsense, instead of simply raising the tax exemption per child and leaving the rest to the market. These gradations cause distortions everywhere – if you are 1€ above the limit, you can afford less than those below? Great incentive to work more.
Construction prices will drop on their own, either the contractors/tradesmen shut down or they reduce their margin.

The article I referred to is about new construction. I would also be in favor of abolishing income limits, but that is not feasible with the Social Democrats and Green commissioners.

In a few weeks the conditions are supposed to be improved again. I hope they do it properly. One can be curious

Conditions of the KFW or which program exactly are you talking about?

Which conditions of the KFW or which program exactly are you talking about?

Yes, it is about the KFW programs. I just noticed that it is always the penultimate and the year before the penultimate that are relevant. Who comes up with such nonsense?