New funding for family home ownership

Yep, but not for everyone. There are apparently still income limits. There is a pretty good article about it in the Hande..blatt today.

This is so far (to my knowledge) the only source on this topic. I am very curious whether the fixed interest period will simply be extended to 20 years and all other conditions remain the same. It would fit perfectly with our construction project and save several tens of thousands of euros in interest costs :)

That makes me seriously consider whether QNG might make sense after all, because I would get €50,000 more over 20 years...

Do you mean "The program is not suitable for all families, but there is additional support for those who buy or build their own home."

Yes, it mentions income without being specific. We at the bank also do not have any information available yet.

Since the whole thing is only supposed to come into effect from March, we are currently facing the question of whether we should secure everything now before all the funds are exhausted in March. Is the fear justified or can one assume, since I believe these are different funding pots, that the 300 program will not be exhausted so quickly and one can calmly wait until March? Regarding the article in the Ha…blatt, I have full access, but one can only speculate whether there is a new limit on the salary cap. How realistic is that? We have to decide by the beginning of the week whether he should lock everything in now or wait… annoying situation at the moment.

Since the whole thing is only supposed to apply from March, we are currently faced with the question of whether we should fix everything now,

We have to decide by the beginning of the week whether he should fix everything now or wait

One option might be to use the revocation period and, if new information emerges in the next two weeks, simply cancel the current loan.