Financing construction projects - Enough equity?

And I expect a banker to be able to cook...

You realize that yourself, don’t you? :rolleyes:

And I expect a banker to be able to cook... You realize that yourself, right? :rolleyes:

If it is necessary for his job, I would naturally expect him to learn cooking within a year.

And I expect a banker to be able to cook...

You realize that yourself, right? :rolleyes:

My employment contract states that I can also be transferred. If it is to the canteen, then I would comply and learn it! If not, I am free to change or the employer can also dismiss me. For civil servants, such flexibility is rather more difficult! But woe if the parents are not flexible! Do you notice something?

And honestly, starting Teams and then having a meeting is, to stay with the image, about as difficult as operating a microwave. That can be explained in 30 minutes, and by then you also have the special functions like defrosting or cooking rice on the microwave down.

If many people here complain about the lazy teachers, then get yourselves a private tutor and teach your valuable possession at home. You cannot change other people's laziness, but not only the teachers could have foreseen that not much will change in the coming months, but also the parents. Taking initiative yourself is not wrong.

With civil servants, such flexibility is rather more difficult!

Nope. Civil service law allows far more flexibility than most collective agreements and employment contracts.
Example: can your employer simply tell you from one day to the next, without negotiations, that your weekly working hours are now 44? Without any salary compensation.
I myself worked for years in a large consulting company. Afterwards, I have been in a large government agency for several years now.
The problems and challenges are really very similar.

At first, I also walked in a bit arrogantly with some colleagues. "Clear the way... now the power guys from the private sector are here to give it some real gas" :D
We all quickly realized that quite a few gave even more gas than we did. Of course, there are always some sluggards you can’t do anything with. But you find those in every big company as well.

2-3 left the agency again within a year with the words, "Phew... I didn’t imagine it like this. I thought I’d just take it easy until retirement."
But most stay and are positively surprised by the public service.

However, I’m talking about a (relatively modern) federal agency, not a small municipal office. Unfortunately, these are the contact points most citizens have and think all civil servants are like that ;)