Financing construction projects - Enough equity?

During the first lockdown, the teachers simply had time off and did absolutely nothing. After that, it got minimally better; none of the teachers in my circle actually overworked themselves. Neither the teachers of my children at my school nor the teachers in the neighborhood.
Sorry, but I just had to get that off my chest. Nice to read that there are still more dedicated teachers than what I experience here :)

And how on earth do you know how much work the teachers have???
In the last weeks leading up to the report card deadline, my wife always stayed up until midnight to write the report cards in addition to/alongside teaching. Now she has to write articles for the annual report. In between, she has already had at least 10 training sessions for online teaching, in the evenings in addition to online teaching. Every week there are additional meetings about new rules that apply again for exactly 1-2 weeks.
Hybrid teaching means for my wife that she prepares every lesson both for the children at home and for those present.
I can only speak for us, but my wife works SIGNIFICANTLY more than I do with my 40-hour week.
I can’t remember a single weekend when she wasn’t in the study, and I personally have never done any work on weekends...
My mother worked more until retirement despite 70% part-time than my father with a 40-hour week.
I can’t judge others, but we naturally have many teacher friends and for most of them it’s the same as with us.
Moreover, studies on workload also confirm this, so apparently we are not the only exceptions.

Report cards for which grades? Those who are not in school cannot receive fair grades. :D

And how do you please know how much work the teachers have???

Observations from my elementary school children and personal conversations with teachers in the neighborhood and among friends. All elementary school, once a special education teacher. Secondary schools are certainly more difficult and unlike elementary school, online lessons also make sense there. I hope the school communicates this to the parents as well, what the teachers are currently learning in extra courses, and how this improves online teaching. That would bring much more understanding among the parents. Well, that's really bad: The parents in my environment are all super dissatisfied with online teaching and still don't realize when teachers are overworked.

Guys, why is there such a big discussion about the salary? The question was simply whether the income is feasible for the desired property... Whether the salary information is correct or not is his business! Based on the principles, I claim as a prospective builder that it is very feasible with financing. Just the plot, depending on where it is located, already has a good equity value, I think. Good luck!

Yes, it is. At least when it comes to salary ;)

I don't believe that either. You have to invest a large portion of your salary into your retirement plan in order to even remotely maintain your standard of living in retirement. So you have to deduct that money from your net income first. Or add it on if you're a civil servant. Have you ever calculated what that amount is on a monthly basis to reach the pension level?

And if the A16 civil servant gets sick, they just keep receiving their salary again and again and again. And you? Sick pay. A joke.
The final reckoning will be made in the end.

Well, that's pretty bad: The parents around me are all super unhappy with the online teaching and still don't realize when teachers are overworked.

Well, maybe very different depending on the region and of course also depending on the type of school and every school is different again. My wife has received a lot of thanks from the parents and the principal regularly forwards praise emails from the parents to the staff. I can't imagine that the parents then send fake emails and always lie during the phone calls. I also find my banker a total disaster and nothing works and you have to say everything three times until it happens. But that doesn't automatically mean all bankers are incompetent and lazy... Well, completely off topic, but the OP isn't here anymore anyway...