I have the problem that I still do not understand why a distinction is made between air heat pumps and air-to-water heat pumps.
If the device is good, I am not fundamentally against a heat pump. I am just skeptical because with the Nibe F 750 in our rental apartment we have not had good experiences. However, a lot went wrong with the installation. The ventilation system was not even adjusted at the beginning.
I do not think that the heat pump is significantly more expensive compared to gas from the general contractor. When I see comparison examples on the internet with bills for heat pumps vs. gas, the investment costs for gas & solar are always significantly lower compared to the heat pump than in our case! What is about €2,500 difference? I sometimes read about differences of more than twice that amount.
I have to find someone on Monday to calculate it for me. I can live very well with both and would then take the one that is probably cheaper. If it is roughly equal after 10 years, I would probably tend to gas because I do not see price increases like with electricity. If it looks different, a heat pump could well be an option.
Otherwise, I was also rather against a heat pump because I once (unfortunately I can no longer find the place) read that a pure air heat pump is not necessarily suitable for a house of our size.