Purchase decision small semi-detached house 100 sqm from 1930

  • Erstellt am 2022-08-17 14:24:18

leschaf

2023-12-06 10:37:06
  • #1
I am very excited about the pictures! Respect for the personal effort :)
 

Winniefred

2023-12-06 10:44:52
  • #2
That sounds great, I wish you a wonderful time in your own home! And you can be very proud of it, and you should be!
 

Winniefred

2023-12-06 10:53:51
  • #3


I’m quoting myself here, as we have since done a lot more and invested about 50,000EUR for it. Front door, last windows, insulation towards the basement, screed on the ground floor, underfloor heating on the ground floor, tiles on the ground floor, new plaster on the ground floor, enlarged hallway, new kitchen, solar thermal for heating and hot water on the facade, new basement entrance door, worked on the stairs again.

Maybe of interest to you, .
 

xMisterDx

2023-12-06 20:16:29
  • #4


Unless you have a ventilation system. At our place, no window has been opened for 2 weeks and the humidity everywhere is around 45-50% rh.
 

WilderSueden

2023-12-06 22:37:28
  • #5
The quoted post is a year old...
--------------------
I am definitely glad that you finished the renovation and even well under budget.
 

Finch039

2023-12-07 08:17:04
  • #6


Under budget – yes. But the truth is also that the photovoltaics were dropped and we didn’t do facade insulation, just core insulation of the masonry (about €15,000 cheaper, I would estimate). However, we should still just about achieve an efficiency class C, I estimate.

Also, from the €200,000 loan volume, it turned into €247,000 (at 3.5% interest, current payment €1,070 with €725 interest portion, will increase when the younger one goes to kindergarten and mom works part-time again) – we had kept back some equity and paid for kitchen, furniture, etc. from that. Additionally, we bought the neighboring 300 sqm plot. It is currently still used as a garden by my girlfriend’s aunt and cost another €20,000. Let’s see what we do with it long-term, but at least it’s ensured that no one will block our view (even though the plot is difficult to build on). After deducting the remaining work (terrace, painting, ...) we still have €20,000 left as a reserve from the financing.

Moreover, the bank’s calculation of living space even resulted in 110 sqm living area, so on paper we’ve “gained” 10 sqm :D

The “problem” I now have is that I’ve learned so much about how to do it, how not to do it, what I would definitely do differently, organization, processes, etc., that I really want to go through such a project again. Maybe in 5-6 years, if we want to expand again with more kids. :)
 

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