House for 260,000 euros unrealistic?

Or where is the money supposed to come from for the unforeseeable? Additional funding is always expensive.

That is exactly the problem here. Is additional funding even possible in terms of capital? Is there another source?

Or where should the money come from for the unforeseen? Additional financing is always expensive. And hardly any money is saved

Oh, that's what you mean. I didn't get the impression that the original poster is taking on too much. But of course it could be. Maybe he will present the income situation and the financing plan.

The land prices here are around 1000 euros per square meter, so only 260,000 euros remain for the house and additional costs. We need about 120 square meters without a basement.

That is probably the point ... a maximum of 260,000 euros remain. And one should actually refer to
https://www.hausbau-forum.de/threads/liste-der-anfallenden-Baunebenkosten-bauseits-teurer.9737/
and
https://www.hausbau-forum.de/threads/warum-ein-Hausbau-fast-immer-teurer-kommt-als-kalkuliert.16237/
And then it has already been referred to
https://www.hausbau-forum.de/threads/Hausbauvertrag-kündigen-falsche-Beratung.31642/
This thread shows precisely that one should carefully question the offers according to the lists here in the forum BEFORE signing the contract and also get in WRITING things that the general contractor quickly dismisses. This is so that the budget of 260,000 can actually be adhered to.

That's exactly the problem here. Is additional financing even possible in terms of capital? Is there another source?

I'm not a fan of mooching off parents etc. Either you can afford the capital service for the house or not. But that's a different topic again. And everyone sees it differently.

dear ETW

Unfortunately not well thought out. ETW is much cozier with the neighbors than the small house on the small and expensive plot. In the hallway, the dog barks; the neighbors below you smoke their cigar while you want to grill; the home theater next door is quite loud, etc. Besides, the ETW is similarly expensive. You hardly reduce the land value when comparing an ETW with a house on a small plot. Is there then the alternative of renting? No, thanks to the production costs and the high land acquisition cost, you pay everything through the rent. My suggestion to the OP: Find a job in Saxony-Anhalt or Mecklenburg-Western Pomerania. Then you can afford real freedom *irony off*

awesome suggestion, I'll remember that, I didn’t have it on my radar like that