House for 260,000 euros unrealistic?

In another thread it is asked whether 220 sqm is enough for a semi-detached house. 380 is huge for a single-family house. At these prices, no more is possible.

This is not a plot of land but a house with a dog toilet. Don't accept that people talk about freedom there. The neighbor is looking at the plate

Quite condescending of you. The posts are becoming more and more arrogant. Too bad, constructive contributions are more meaningful.

As a mortgage advisor, I can only advise you not to pay much attention to the "hater comments."

How much house is built on a plot is up to each individual, and if you feel comfortable, it doesn't matter how big the difference is (see example Ferrari and Opel in the comments).

Additionally, the claim that you need 100k for ancillary construction costs and outdoor facilities is simply ridiculous. Of course, ancillary construction costs can be high, but even with an expensive pile foundation, you won't reach that amount. Surely, it will be the case that you won't get the double garage for that money, but do you want it? To better check this beforehand, it is important to get to know the plot you want to build on more closely so that no surprises arise (connection fees, soil survey, etc.).

You have to think about what you really want and then go with those wishes.

In any case, talk to the regional builders who are smaller. They can often be cheaper than the large national ones.

And to all those who now think he just wants to sell, no, that's not the case. Currently, I send more people home who think they can finance than you might think or I would wish. Low interest does not automatically mean financing approval.

At Town & Country, the house costs 184,000 including the base plate and earthworks.. theoretically, there are still 80 left for additional costs and incidental building costs...

If you calculate with 2000/sqm, you're doing well. You have to balance the difference (incidental building costs) with your own work. However, flooring and paint in DIY also cost money, time, and nerves.
You don't have to have a carport or garage, earthworks, utility connections, etc. are mandatory.
In another thread, you are required to plant certain plants. What is it like with you? It all costs money.
There are quite some amounts coming together. What will you do if you have to refinance?
Look at Town & Country to see if you like, for example, the sound insulation of the doors, if the film on the doors looks durable.
I assume that the budget houses have a shorter half-life. The doors would have to be replaced sooner than in houses from more expensive providers.

You have to see what is included with Town & Country (splash protection strip? entrance platform? driveway, lawn, privacy screen...).

Something like that concerns the plot and not the house and therefore has to be purchased by yourself. On the builder's side, that is.

Town & Country builds with subs
Therefore it can and will be more expensive for you
You can have luck or bad luck with the construction companies and craftsmen
Here we only hear good things

You are confusing something. Many build with subs and it is no problem because you enter into the contract with the general contractor and agree on a fixed price with them.
Town & Country is a franchise and therefore you cannot say whether the executing company is good or bad.

We pay 245,000€ READY TO MOVE IN for 140 sqm with already upscale equipment! And now you come...

What is considered UPSCALE for you? You don’t have to answer now.

That is individual and therefore it is nonsense to translate the quality demands of builder A to builder B.
Nobody has died in a Town & Country house of lack of light - keep in mind that millions of Germans live in apartments that only have windows on two sides. All still alive.
You have to weigh how much of an "inside" person you are: the less, the more Town & Country speaks for you.
And not everyone has an aesthetic obsession like Bookstar or me. Town & Country is also okay in that regard.
Only: as soon as you place increased value on the appearance and feel inside, you get into trouble with it.

What type are you?

What type are you?
With a better income and a price per sqm over 500€, I would totally weigh what the house with the plot brings me.
I built myself because for me it means a piece of freedom. But honestly: if the costs are eating me up, then I have not gained a piece of freedom in my house. Because if I can’t afford the expensive ant-ex, the terrace brings me no joy. And who pays for the furniture?
I find allotment gardens a great alternative. Even small children can be happy when they go out to the garden in the morning.
But it is also okay if you don’t share my view.

We are already 20 km from the city and centrally located between our workplaces. We don’t want to uproot our children here either. Grandmas and friends all live here. We also pay 1200 euros cold for 90 square meters. By the way, we have 2 children.

So you are looking for pure luxury!
You could also look 10 km further where the land prices might be a bit cheaper. Having grandparents nearby would be great, but 50 km is also doable.
Or do the grandparents have the caretaking function while you both work?

Quite condescending of you. The posts are getting increasingly arrogant. Too bad, constructive contributions are more meaningful.

Why?! I am an advocate of not being enslaved. It's always the same tune, absurd prices that everyone goes along with anyway. Only in this way do 1000 square meters come about. When it comes to the house, there are massive compromises. If you build a house, garage, storage room (because a basement is damn expensive), and garden shed, then nothing is left of "detached"! And don’t tell me that 380 square meters are great. I have 489 square meters and they’re not great so that I feel free. Everywhere I have to put up privacy screens for the neighbors. Then better a condominium. We have the ground floor with garden, are 2 units, and it only cost us 250k six years ago. Meanwhile, it’s worth 360k if you believe the market prices. Madness.

Why?! I am an advocate of not letting yourself be enslaved. It's always the same story, absurd prices that everyone goes along with anyway. That's the only way to get 1000 square meters. When it comes to the house, there are massive compromises. If you put up a house, garage, storage room (because the basement is oh so expensive) and garden shed, there’s nothing left of free-standing! And don’t tell me that 380 square meters is great. I have 489 square meters and it’s not great that I feel free. Everywhere I have to put up privacy screens for the neighbors. I’d rather have a condo. We have the ground floor with garden, two units, and it only cost us 250k six years ago. By now it’s worth 360k if you trust the market prices. Madness

Read your own posts. It’s not about what but about how. You say it directly, but it is at least rude and can be cheeky and snappy. Apart from that, just because you still have to isolate yourself on 489m² doesn’t mean that applies to everyone. There are supposed to be people who have manners and get along with other people. It helps if you don’t shout your opinion about someone right in their face all the time. I have nothing against you, I believe in person you’re not as unapproachable as you come across here. But taking it down a notch here wouldn’t hurt you or the forum. To the original poster: I don’t believe that will work. Here the land prices are in similar ranges, and construction costs are correspondingly very high. If 260k really is all that is left for a house and incidental costs, I wouldn’t try it at the moment. Either wait or consider existing properties. They call for incredible prices too, I know. But at least then you have a finished house, even if modernization is needed. You can do that gradually as opposed to new construction, the risk is overall, in my opinion, more manageable.