House for 260,000 euros unrealistic?

Maybe you could write more details about your property and what you need (children?). Then one could assess the matter a bit more seriously. I would find it amusing to see if it works. The base prices at Town & Country are quite moderate. You could also look at Danwood to see if you can find a house that fits without modifications. If I take the popular Point 127.4 for 146K and then assume an optimal plot, you might be able to build the house for 200K (foundation slab + related earthworks including connections). But then it would have to be perfectly level. There would still be 60K for additional construction costs + terrace, paths, fees - yikes.

Maybe you could write more about your property and what you need (children?). Then the matter could be assessed a bit more seriously. I would find it quite funny to see if it works. The base prices at Town & Country are quite moderate. You could also look at Danwood to see if you can find a house that fits without modifications. If I take the popular Point 127.4 for 146K and then assume an optimal plot, you might be able to place the house for 200K (base plate + associated earthworks including connections). But it would have to be perfectly level. Then there would still be 60K for additional construction costs + terrace, paths, fees - yikes.

Cool 500k plot, 145k shell and 60k outdoor facilities. That would be like putting Ferrari tires on an Opel frame and a Trabant engine. Awesome

Yes, that's hard to put into words. In our neighborhood, some people have built like that. They have 4 small children, and in any case, a house with a garden is better than no house with a garden. But I would get depressed there.. Dark small windows, low ceilings, staircase with the charm of the 90s, white plastic windows with hard edges and black seals, veneered beech doors and matching laminate. No skylights, no shading, no ventilation, radiators... etc. I'm glad we could afford a bit more.

What would be the alternative, a 4-room apartment for 1200 euros including utilities in a block... Sorry, then I'd rather take the house with a garden. But I agree with you about the feeling of space; we looked at a 120m2 house before we built, and the windows were so small that the room felt cramped. The ceiling height somehow didn't fit the room either, I think the minimum was 2.40m. But 260k euros including the land, 3 years old, divorce; at that time building was still relatively cheap.

Land price and house should have nothing to do with each other... Such a mixed development is also much nicer than a monotonous uniform building.

As has already been written here... Especially with children, a house with a "poor standard" with a garden and a nice location is usually significantly better than a rental apartment. So why not do it...

I also wouldn't have wanted to build with Town & Country, but if it wasn't possible otherwise... So what, better than not building at all...

I cannot see any value in relating philosophy, house price, and land price. Location is EVERYTHING, even when living in the property yourself – only, the land prices have increased faster than construction costs for nearly ten years. To argue with a land/house ratio is objectively pointless. Anyone who can only build their dream plot with Town & Country should rather do it that way than have a less desirable location with a more expensive house.

Then I'd rather buy a condo than be enslaved