Which floors are suitable for single-family homes? What does the home-building elite recommend?

If the heating system supplies 5 kWh into a room via the underfloor heating, with e.g. 5% loss downward into the insulation, 95% reaches the room, no floor covering consumes energy, only the screed and the covering are heated. With glued installation, it is faster, half a day minus 20 minutes.