The cost estimate from your architect according to DIN 276 from HOAI LPH 4 should serve here as a guideline.
The cost estimate logically only exists at the time of awarding the contract (service phase 7) and it only reflects what the companies included in the bill of quantities, so it does not prevent additional charges and/or incorrectly planned quantities.
At this point in time, the only thing you could demand is the cost calculation (service phase 3). But whether it is actually more substantial with this architect than the estimate, I doubt.
However, I stick to my point: in the end, it costs what it costs. You can only save on "non-essential" items such as, for example, the ETICS or the garage or by "reducing" the execution quality.
Of course, it is desirable to know beforehand where the journey is going, but in your case, the train has already left the station – the loan contract signed, construction started. So why waste much energy on how it could/should have been?