Is financing a single-family house feasible for us?

  • Erstellt am 2020-08-20 22:39:47

pagoni2020

2020-08-25 20:10:35
  • #1
....and I always thought "Bavarian" was a speech disorder diagnosis....... something new learned!
 

Hausbautraum20

2020-09-18 14:22:05
  • #2
Hello!
The current status is:
The basement has now been excavated and the floor slab is finished.
So far, it seems to be going according to plan, but since we have not yet received an invoice for the earthworks, nothing could have gotten out of hand yet.
We are still hopeful
 

Garten2

2020-09-25 21:06:26
  • #3
Nice to read that your [Hausbautraum] is taking shape. I wish you continued success and that everything fits perfectly in the end.
 

Hausbautraum20

2020-09-30 18:40:05
  • #4
Thank you!
Today the ground floor ceiling was completed.
Last night my father, we, and another buddy were once again busy laying empty conduits until late in the evening.
The cousin is also helping diligently with the masonry, and my dad and I are helping wherever we can.
We were also able to arrange with the carpentry that I can help with the roof frame and perform helper tasks.
Luckily, I still have quite a bit of my annual leave left and also a lot of overtime to reduce, so I can take good vacation for the few weeks until the roof is covered.

We still enjoy watching our house being built and actively pitching in.
 

Pfadfinder87

2020-10-01 21:08:07
  • #5
Hi Hausbautraum20,

nice that you were able to carry out your project or have started with it. There were also many skeptics regarding our project, though mostly from extended family. I also wouldn’t have wanted to do without a basement despite 237sqm of living space, and since the building technology has been installed, I’m even more grateful not to have to cut out the boiler for solar from the living area. The remaining 110sqm of basement are at least theoretically already filled with a laundry room, hobby room for fitness and sauna, workshop for my small (hobby) manufactory.

I also have a lot of support from my father and uncle and am very grateful for that. But I can see that it’s getting more exhausting day by day to go there in the evenings after work, every weekend, and 4 weeks of vacation on the construction site this year.

Unfortunately, I had to experience that things discussed in the family council are good as long as they are just talked about but not yet implemented. To put it bluntly, for example, we were completely abandoned by the father-in-law. Not only in terms of labor but also promises about things we were supposed to get cheaper or for free, which later cost us €15,000 and so on.

We were able to compensate for that, both monetarily and in terms of labor. But I wouldn’t do it again with so much own work and calculated support. And we’re not finished yet.

I know you don’t want to hear all this and always think you can handle everything yourself. I thought so too, no question. Now, 14 months after starting, I can honestly say I’m really exhausted and it was/is too much. In addition, it now costs a lot of money monthly: partly repayment + all incidental costs for the house, commitment interest, full rent and incidental costs, commuting between the apartment and the house + savings rate and things paid from the cash flow…

But somehow you get through it and in the end, you sit happily in your own four walls.
 

moHouse

2020-10-01 21:29:39
  • #6
Beautifully and honestly written
 

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