Is financing a single-family house feasible for us?

Home is Germany. You can see family just as often even if you live 200 km away. Usually on weekends.

Personally, when I came to Germany, I lived in Goslar (Harz) for 13 years. Beautiful, affordable houses/rent. Then studied in Hannover. The city is not exactly beautiful, but great for students. After that, lived for 1 year in Berlin in a beautiful apartment. Berlin is exhausting though. Taking public transport especially. Crowded and now with Corona also not recommended. And now we live in Brandenburg. Brandenburg is, in my opinion, one of the ugliest federal states in Germany. But what’s the point of having a car. And how often do you actually go away? On weekends? With a child not even that. And once the house is built (then costs about 30% of a house near Munich), you mostly stay at home anyway and enjoy the huge garden

Amen: Halberstadt (Harz), studied in Leipzig, now Berlin (ugly) and building in Brandenburg (near Tesla) on 2200m2 of land and hopefully still 50% below a million. The commuter belt of the commuter belt. You just have to want it and with home office the 40-minute commute times don’t matter so much.

Current status: Interior plaster has been applied. For a change, through outsourcing, which is why we had a week of construction site pause :cool: Now the work continues again. We need to lay the insulation and then the pipes for the underfloor heating. Overall, one has to say that Corona actually works in our favor in that in the evenings and on weekends you wouldn’t really be able to do much else anyway, so at least we have a meaningful task. The definitely 20 hours of "work" extra per week and per person are, of course, still exhausting....

The next interim status:
In the last weeks, we had a few house parties with our friends, that was nice :-)
We were also busy with the roof (insulating...), which we didn’t find quite as fun.

Now in summer and with the [Coronalockerungen] in place and friends all doing nice things again, it’s starting to weigh on us to spend 20 hours a week hanging around the construction site :-(
Luckily, the end is somewhat foreseeable and we actually have no time pressure.
Somehow, when you do something else, you think, “Damn, nothing got done again today.”

Well, overall we are glad that the price increases barely affect us currently since we already bought most of the material because of the VAT reduction in December....

Just spoke with the ING employee. Unfortunately, ING does not finance the conversion of the property (forest->construction). So ING is unfortunately out. It's about €27,000 + €20,000 for the kitchen, which would fully deplete our equity. And we wanted to have some buffer for unexpected expenses. But thanks for the tip :)

Hello, I am Scotty from beautiful Schleswig Holstein! We have now also done some thinking and, after a termination due to personal use by the landlord (A-hole), we are of the opinion that we would rather finance our own house than that of landlords. Now we have no idea which direction to go, buying properties are as rare as gold on the beach, and building feels so far away and hardly feasible. Maybe we thought of a small Frisian house, nothing big. But we have no clue where the financial journey is going, what do you have to plan for with land and so on? Together we have a net household income of roughly 3000-3400€, I am in a profession where this is not always exact to the euro. Does building even make sense?

Unfortunately, the Corona crisis has eaten up our equity, so we would have to start completely from scratch. I would therefore be grateful for an initial assessment from experienced builders before one makes a fool of oneself out there on the market. Many thanks =)

Hello, I am Scotty from beautiful Schleswig Holstein! We have now also thought a bit, and after a notice of termination for own use by the landlord (A-hole) we are of the opinion,

Why the "A-hole"? Was this possibility unknown to you at the beginning of the tenancy or were you promised the opposite? By the way: you have hijacked someone else's thread here, just start again.