Is financing a single-family house feasible for us?

You don't have to look enviously anywhere. Instead, be flexible. Everyone has a choice. Brandenburg, for example, is desperately looking for teachers. And advertises very openly with civil servant status. So it is possible. People just don't want to. No one needs to complain to me about that. Apart from that, I am of the opinion that you should be able to afford the Munich metropolitan area if you have studied enough and are employed by one of the DAX companies based in Munich. If that is not the case, well, get out of there. And maybe not just southern Bavaria. The world does not consist of only one region. In my opinion, truly compelling reasons are rare.

So we can agree that few things are really compelling. But for me, family and home are simply worth millions. Apparently, several others feel the same way, otherwise no one would pay the prices.

And Bavaria is also desperately looking for secondary school teachers. But a teaching job is not just any teaching job. I can imagine that the difference between Bavaria and Brandenburg in terms of work is also significant.

So we can agree that very little is truly mandatory. But to me, family and home are simply worth the millions. Apparently, several others feel the same, otherwise no one would pay those prices. And Bavaria is also desperately looking for middle school teachers. But not all teaching jobs are the same. I can imagine that the difference between Bavaria and Brandenburg in terms of work is also big.

Home is Germany. You can see family just as often if you live 200 km away. Usually on weekends. I personally lived in Goslar (Harz) for 13 years when I came to Germany. Beautiful, affordable houses/rent. Then studied in Hanover. The city is not exactly beautiful, but great for students. After that, lived one year in Berlin in a beautiful apartment. But Berlin is exhausting. Taking public transport especially so. Crowded and now with Corona, also not recommended. And now we live in Brandenburg. In my eyes, Brandenburg is one of the ugliest federal states in Germany. But what’s a car for? And how often do you actually go away? On weekends? Not even that with a child. And once the house is built (then costs about 30% of a house near Munich), you mostly stay home anyway and enjoy the huge garden.

So we can agree that very little is really mandatory. But for me, family and home are simply worth the millions. Apparently, others feel the same way, otherwise no one would pay the prices. And Bavaria is also desperately looking for secondary school teachers. But a teaching job is not just any teaching job. I can imagine that the difference between Bavaria and Brandenburg in terms of work would also be significant.

Possible. I am not a teacher and can hardly assess it. But I can assess whether, as a teacher with A13, I would prefer to live in Bavaria or Munich, or in Brandenburg. And I say clearly Brandenburg. Brandenburg has beautiful spots, you can get to Berlin relatively quickly, and you don’t have to spend 50% of your household income on housing. That reduces a large part of freedom. Namely financial freedom. I like family and home too and I am lucky to live in an area that is still affordable. However, that also took 6 years, during which I traveled around BaWü and Bavaria. And after that, I was still a commuter with a 1.5 hour one-way trip. Due to my studies, I commuted again for almost 2 years. And surprisingly, the family is still there. What can I say? Either "home" and family are worth the extremely high prices, or they are not. But complaints and presenting the circumstances as "without alternative" then do not count. It is in your own hands. Skilled workers are in demand. Living affordably is still possible in Germany. But you can’t have everything. We are in the middle class. Only very very very few here are wealthy.

Sometimes you don’t want to see family that often, but with patchwork families you don’t really have a choice if you don’t want to pay in countless arguments, childhood traumas, and endless driving lessons (and costs) in psychological and physiological currency. Then you’d rather take the future salary for it, you don’t have it yet anyway, so you can’t lose it either. :P

Home is Germany. You can see family just as often when you live 200 km away. Usually on weekends

So childcare in the afternoon/evening for meetings then becomes difficult. And I wouldn't fancy doing 200 km every weekend with 2 kids either.

In my eyes, Brandenburg is one of the ugliest federal states in Germany. But what is a car for anyway? And how often do you actually go away? On weekends? Not even that with a child. And once the house is built (then it costs about 30% of what a house near Munich would cost), you're mostly at home anyway and enjoy the huge garden

So our garden area is 500 sqm and we are already quite occupied with that. I wouldn't want to take care of more.

And the other point is very interesting. We are very often out and about in the area. Chiemsee, Tegernsee, mountain hikes, all wonderfully beautiful for us. Also sometimes in the afternoon after work. With the 2 kids, a half-hour drive is no problem.
In winter, we go skiing, cross-country skiing or do ski tours every other weekend.
We also reach 3 different fairy tale parks within less than an hour. I don't know how that looks in Brandenburg then.
In spring, we drive in less than 5 hours over the Alps to Lake Garda and enjoy the sun....

And mountain hiking, swimming in the lake, cross-country skiing and ski tours are also quite cost-free.
Then we do a picnic on the summit or by the lake and I get a lot of quality of life for 3000€.

Maybe it's just as nice in Brandenburg, but I'm still glad I can live here

So childcare in the afternoon/evening for meetings will then be difficult. And I wouldn’t be keen on driving 200km every weekend with 2 kids either.

Our garden area is 500sqm and we are already quite busy with it. I wouldn’t want to take care of more.

And the other point is very interesting. We are very often out and about in the surrounding area. Chiemsee, Tegernsee, mountain hikes, all beautiful for us. Also sometimes in the afternoon after work. With the 2 kids, driving half an hour is no problem. In winter we go skiing, cross-country skiing or ski touring every second weekend. We can also reach 3 different fairy tale parks in under 1 hour. I don’t know how that looks in Brandenburg. In spring we drive in under 5 hours over the Alps to Lake Garda and enjoy the sun....

And mountain hiking, swimming in the lake, cross-country skiing and ski touring are also still pretty much free. Then we have a picnic on the summit or by the lake and I get a lot of quality of life for 3000€.

Maybe it’s just as nice in Brandenburg, but I am still glad that I can live here

That costs you about €1,500 more per month. Everything you list can also be done in Brandenburg, but it requires longer travel times.