Indigenous model - is this still legal?

Yes, I complain. I can certainly afford something, but for that I now have to go into debt to the brink of existence here. Even for 130sqm, I will have to put 500,000 on the table.

It has never been different in the areas where there was "good work". Just ask your grandparents how many sole breadwinners or single parents were able to build a new single-family house in their time. Yes, it may currently be the peak of some factors coming together. Regarding prices, everyone might want to ask the generation that built in the 70s and 80s into the 90s. Were the properties cheaper then - certainly yes, but ask what interest rates they paid. You can calculate for yourself how much financing you could have afforded with 6, 7, or 8% interest. You would have ended up in exactly the same situation; in the end, there would have been no more left in the account, or it might not have worked at all. To some extent, it may also be related to the feeling that everyone must be able to afford to build a detached single-family house... that has never been the case. That there is now a shortage of available land is of course unfortunate...

In the city, I am allowed to apply for a plot of land because I work or live there. Here, the prices start at €300/sqm. That is personally too expensive for me, or rather, I am not willing to give up a bigger house due to high land prices (my opinion!).

But then don't say you don't have the possibility. These are the prices at the moment. You are just not willing to pay that.

Not far from you, in a municipality with under 10,000 inhabitants, we even paid a bit more.

Here, I am not allowed to build or apply because I am not a local.

If the municipality is not completely stupid, it only favors its own flock and releases the plots to the open market when there is insufficient demand. Then the newcomers don’t get the "first choice," but they don’t go empty-handed either.

But putting aside philosophizing about the unwanted side effects of this instrument – in this thread: (posts #19 and #59) I have already mentioned ways to access the village land market.

But that is the basic problem: someone looks for a great job, moves to a (more or less) bigger city, and then wonders that 1. they are not the only one moving there, 2. not only they want to build, and 3. the stupid locals who have always been there and want to stay where they were born get upset about the influx and the resulting price increase and try to put a stop to it.

I can't help but think that the newcomer should move back where they came from so that the old resident, who may be "only" a nurse or kindergarten teacher, also has a chance to build a house.

Well then, I'll tell my employer tomorrow that unfortunately I have to look for another job. Unfortunately, there is such a shortage of skilled workers here that my boss would be thrilled... There simply aren’t enough locals with qualifications in my field. And now?

It’s not about the newcomers getting something affordable immediately and right now. But can’t the municipalities introduce a points system? Locals just get more points and a plot of land faster. Newcomers just have to wait longer. I’m happy to wait if it’s foreseeable that it will work out eventually.

Why don’t the municipalities designate more building areas? They could currently make the deal of a lifetime.

30 years ago, a single earner in my profession could very well build a single-family home here. My parents took out a loan of about 350,000 DM in 1985 and repaid it with a rate of approximately 1,400 DM (by a single earner). They financed 100%.

I can finance just under 400,000 with a 1,400€ rate. Including equity (significantly more than my parents), I still can’t build a 200 sqm house with a basement and an 800 sqm plot in the countryside. The difference between the outskirts of the Rhine-Main area and the outskirts of Stuttgart is probably minimal.

It is generally obvious that the prices for land and construction have risen disproportionately, thanks to ECB policy. Money in the bank is worth nothing anymore, so everyone wants to take part in the real estate boom. A value increase must!!! be involved. It’s no coincidence there is a municipality on the Alb with 42 undeveloped grandchildren’s plots...

And for the umpteenth time. I don’t have a problem with urban prices. Fine by me. But I can’t afford a home because the affordable municipalities exclude me as a newcomer!

It has never been different in the areas where there was "good work."
Just ask your grandparents how many sole earners or single providers were able to build a new single-family home in their time.
Yes, it may currently be the peak of some factors coming together.
Regarding prices, everyone might want to ask the generation that built in the 70s, 80s, and into the 90s. Were properties cheaper then – definitely yes, but ask what interest rates they paid.
You can calculate for yourself how much financing you could have afforded with 6, 7, or 8% interest. You would have ended up in exactly the same situation; in the end, nothing more would have been left in the account or it wouldn’t have worked at all.
To some extent, it might also be related to the feeling that everyone must be able to afford to build a detached single-family home... that has never been the case.

That now there is a scarcity of available land is, of course, unfortunate...

And that’s exactly how it is. The 30%? 40%? or sometimes more of the "standard" net income have almost always been required for a house.
Then this fancy thinking of my generation on top. Everything has to be tiled everywhere. Extra features on top, otherwise you can’t post anything on Instagram.
There are plenty of examples here of how you can build a very affordable home with family and friends.