How long have you been saving equity for your house?

My son did a dual study program. Back then at Siemens/ IT sector. Although "only" a Bachelor, but a top job in his mid-20s. I would never have dreamed of such an income at that age (in relation to the circumstances then compared to today). The employer basically paid for everything. Today at a private university... Master's degree. Costs quite a bit, but afterward he can say: Achieved everything on his own; didn't have to be supported by anyone else. Somehow in Germany the idea of performance is quietly, in barely noticeable, tiny little steps being lost. That's my impression.

These are peanuts behind which there are also real additional costs. This is far from the possibilities that income millionaires and companies have. They calculate themselves so poor that they pay not a cent in taxes and even receive subsidies...

Personally, I really can't stand this bashing of income millionaires. I handle the tax filings for several of them here every year. Just this week, eight with taxable incomes between 500k and 2.5 million. They already bear an enormous tax burden, but of course it can never be enough ;) One must not overdo it either. In the last 4 years, many have emigrated to Switzerland and the Emirates.

However, it cannot be denied that a lot of fraud is being committed. When the Hoeneß case came out, it was discovered through voluntary disclosures in the following years that at a certain income level, having money abroad is part of good style.

My son did a dual study program. Back then at Siemens/ IT department. Although "only" a Bachelor's degree, but in return a top job by his mid-20s. I would never have dared to dream of such an income at that age (in relation to the conditions back then compared to today). The employer practically paid for everything. Today he's at a private university... Master's degree. Costs a lot of money, but afterwards he can say: I did it all myself; didn't have to be supported by anyone else. Somehow the idea of achievement seems to be quietly getting lost in Germany, in barely noticeable, tiny baby steps. That's my impression.

I see it exactly the same way... Nowadays, almost everyone studies... In principle, that’s not necessarily a bad thing – but you often clearly see that many don’t start working for the first time until their late 20s because the first two study programs weren’t enjoyable, and the world trip they took on the side also cost another year. Additionally, they took 3 semesters longer, and then straight into the job.

Everything is somewhat exaggeratedly expressed – but this is exactly my impression, or rather, the number of people who think or act like this is increasing more and more.

The parents pay anyway... I am of the opinion that all the “lazy” students somehow get through life, mostly financed by their parents. As you say... The idea of achievement is missing, the idea to get everything done as quickly as possible with a good result and start earning your own money as soon as possible... One just kind of drifts along...

Students are not children, but young adults. This also includes a certain emancipation and the ability to overcome obstacles on their own. Endless flattery may be well-intentioned, but beyond a certain point it drastically hinders the person's development. Therefore, my opinion: parental allowance is okay, flat rate definitely not! Not only do the offspring enter a new phase of life, but the parents do as well. Letting go is not always easy and one's own life focus may need to be readjusted.

They already bear an enormous tax burden, but of course, it can never be enough ;).

But it is much easier to give up 50% of a lot than 35% of rather little. And yes, absolutely, you are right. They contribute a lot. But the main thing is that the middle class carries the total burden. If one third of my income is gone, it does hurt a bit. But only a bit, I also benefit from a functioning state. Unfortunately, the very high earners often forget that they too are part of the functioning state. Even if they can buy themselves out as much as possible.

That's also okay if you want to take more time. And if the parents support that, it is also their good right. The question is, from a certain point in time, why society should still support that. And even as a fairly social(istic) person, I say - at some point, enough is enough. And of course, you can't complain if you still don't have equity of 300,000 EUR or more by your mid-thirties. But then you've simply seen more of the world or had more free time during your studies..