How long have you been saving equity for your house?

2021-05-06 07:12:38

Yes. Definitely. Years of experience: the higher the income, the more either money is pinched, financial statuses are discussed, or even whining occurs. The expensive vehicle is parked in the driveway, and over the garden fence it is said that you can’t make big leaps. Somehow healthy and self-reflection is interrupted at a certain income level.

oh, so if you can’t afford that, you belong to the “average earner,” the so-called normal person?

Phew, how are you supposed to feel when as a family you can’t even reach that 80k, but see yourself as a “normal person” instead of a low earner...

...

already stated that! Complaining on a high level. How do others manage who study, where the parents’ household income barely reaches 50/60k?

I guess it also depends on the background you originally come from. My parents, for example, were ordinary workers with many loans to make ends meet. I have been working since I was 14. First delivering newspapers, then cleaning at Real, security at events, etc. I also had to pay for my studies myself, without Bafög. My parents earned an average income, but loans were not counted in the overall consideration.

Nowadays I would consider us (my family) wealthy. We have no financial worries. My student loans have long been paid off. Sure, about €6,500 net household income is not wealth for some. For me personally it is.

2021-05-06 07:16:28

Scholarships can be financial aid for talented individuals. For that, the university does not have to become fee-based.

Working? I do not see the "unreasonableness" of a part-time job. Especially since I would like to see the claim of having to study exactly that one dream orchid subject put into perspective. After a purposeful basic study, which does not have to be "exactly that one," every path to desired specializations is open. With completely different prerequisites.

Complaining at a high level. During my student days (10 years ago), I worked 20 hours a week and continuously during the semester breaks (approx. 4 months), so 40 hours a week. There was no question of a stay abroad.

Many students complained afterwards, after their studies, that they couldn’t find a job or that the starting salary was very low. No wonder if you only traveled during your studies and did not gain any practical experience or only started applying after receiving your diploma.

I submitted my diploma thesis on 16.08.2011 submitted. Started working then on 01.09.2011. My wife and I then had 14 days to find an apartment in Berlin. Nowadays, mission impossible :-)

2021-05-06 07:33:17

Exactly. I find it normal.

Demanding 80,000/year income and Bafög so that Filia/Filius doesn't have to work while studying? Hmm... no, I don't think that's good.

2021-05-06 07:34:56

: No, of course not, I had deliberately spoken about the fact that we can assess the income situation well and know that we are lucky and privileged in that regard. However, there is a difference between a good or very good income and wealth. Anyone who earns well and has high wealth is no longer a "normal person" anyway. For the helicopter I need wealth, and many people with very good incomes do not have that. This is a topic that the media do address as well, since we do have higher incomes in Germany compared to other EU countries but significantly fewer property owners proportionally and, for example, lower wealth than in Italy. I believe my contribution as a whole is more nuanced than just picking out the Ferrari.

2021-05-06 07:39:26

Exactly. I find that normal.

Demanding 80,000/year income and Bafög so that Filia/Filius doesn't have to work while studying? Hmm... no, I don't think that's good.

But here again it really depends heavily on the region. Whether I pay 1200 or 2500 installment/rent for my house or apartment makes a huge difference. Bafög only looks at the income side, not the expense side.

2021-05-06 07:46:50

Alright. It is always amusing to read something like this here (and elsewhere). In which country do you live that you can consider yourselves average with 80k p.a.? It cannot be Germany, but Switzerland certainly can. Is it actually a quirk among high earners that they don’t (want to) see themselves as such? I am really shocked by now how many (even educated) people are unable to read and understand simple statistics and no, it is not relevant that the cleaning staff at the Weissach Development Center of Porsche AG earns an hourly wage of 37.5€ (warning, exaggeration) or that your own neighbors are all income millionaires. That is NOT representative.

Long story short: No, statistically speaking, you are definitely not average!

That was discussed at length yesterday. But since you quoted me, here is my clarification. The word "together" is missing. We receive 3200€ net/month per person. That is a really good, satisfying income, but not one that catapults me out of the middle-class world, which is why I consider it "normal." Adjusted for private health insurance, about 500€ (for me) or 300€ (for my wife) less remain.

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How long have you been saving equity for your house?

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