How long have you been saving equity for your house?

  • Erstellt am 2021-05-03 23:44:32

ypg

2021-05-05 23:10:18
  • #1
Yes. Definitely. Years of experience: the higher the income, the more people either pinch pennies, talk about financial situations, or even complain. The expensive car is in the driveway, and over the garden fence, people talk about not being able to make big leaps. Somehow, healthy and honest self-reflection breaks down once a certain income level is reached. Oh, so if you can't afford that, you belong to the "average earner," the so-called normal person? Phew, how are you supposed to feel when you as a family don't come close to those 80k at all, but still see yourself as "normal" rather than low earners... ... already stated that! Complaining at a high level. How do others who study manage, where the parents' household income just reaches 50/60k?
 

Tassimat

2021-05-06 00:59:13
  • #2

The less the parents earn, the easier it is for the children to get Bafög. Great thing.

But there is one area where the parents cannot financially support the children sufficiently, but Bafög is also not sufficient. Here you have to ask how one is supposed to manage. Actually, only a part-time job remains. And students who can only wait tables, for them this reduces equal opportunities. I strongly advocate for absolutely parent-independent Bafög.


You can feel however you want, your decision. The state transfers in the outlined situation a non-performance-based €1,700 per month simply for the fact of having many children without employment (otherwise even significantly more parental allowance). Accordingly, the family income rises by itself. Maybe you feel better knowing that my city wants €500 per month for an under-3 daycare spot, which is free elsewhere. But whatever, this is only a very short snapshot anyway. It all goes away after varying periods. Money comes, money goes.
 

chand1986

2021-05-06 06:10:41
  • #3
- Study where you can continue living with your parents. - Side job (as if there were only waitressing...) - Set up the studies as dual education. Are you also in favor of flat tax and flat-rate social insurances? I don't find that sensible, since the whole purpose of Bafög would be lost. By the way, I am in favor of more and especially easier-to-apply-for scholarships for gifted students – which, in case of scarcity, are preferably awarded to low-income individuals (just wanted to say something).
 

guckuck2

2021-05-06 06:47:08
  • #4
Maybe one simply doesn't go to study in Munich, but just continues living with their parents in Bochum and studies there? As if that were a terrible fate, just like working alongside it.
Preferably subject-specific, then the transition after graduation will be easier anyway
 

Tassimat

2021-05-06 06:54:01
  • #5
Both no. I am also against private health insurance, but that’s drifting further off topic. Living at home as a student is unfortunately not always possible. What about children whose desired field of study is too far away at a university? What about children from rural areas without a car? Scholarships modeled after the American system would be even worse. Those who do not receive one would have to take out expensive loans for even more expensive tuition fees.
 

chand1986

2021-05-06 07:05:38
  • #6

Scholarships can be financial aid for gifted students. For that, the university does not have to become fee-based.


Work? I do not see the "unreasonableness" of a part-time job. Moreover, I would like to put the claim to study exactly that one dream orchid subject into perspective a bit. After a purposeful basic study, which does not have to be “exactly that one,” every path to desired specializations is open. Under very different conditions.
 
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