How long have you been saving equity for your house?

This is similar to the often-read "a completely normal/simple/modest/plain house with shower + bath; garden, garage, 2 cars, a children's room for each child, kitchens with concrete countertops, wooden floors, and other amenities that no longer have much to do with the description.

So, when I read "normal person" with 80,000 net (!) per year, it sounds rather sarcastic to my ears. Have you ever opened the newspaper and checked what the frontline workers in healthcare are currently earning? If not, I recommend you do so. Or just catch up now: I am one of those and earn around 20,000 net per year.

I almost wish everyone their good income. But the outrageous relativizing to "normal person" is really a slap in the face to those who earn significantly less despite working. It also helps if you realize that your salary is by no means "earned" but is funneled into your wallet through various societal and other injustices.

You know, it would be nice if high earners also appreciated their income as such. As it is, it is rather cynical.

I was only able to pay for my house through financial support from family. But I don't find that bad. Good and very good earners receive the gifts through society and circumstances, others from their family.

Sorry, I have to disagree there. Of course, as a normal person, you can still be in these salary ranges, even if it seems like a lot. Financially better decisions (!!!!) were simply made here, and therefore the salary is deserved. In Germany, you don't get a salary as a gift; it is almost always bought with time or qualifications.
And the injustice does not lie with the higher earners, but in underpaid professions.

Sorry, I have to disagree. Of course, as an average person, you can still be in these salary ranges, even if it seems like a lot. Here, the financially (!!!!) better decisions were made, and therefore the salary is deserved. In Germany, you don’t get a salary for free; it is almost always earned with time or qualifications. And the injustice does not occur with the high earners, but in the underpaid professions.

I see it the same way... As soon as an individual’s net income breaks 3k, you can no longer get by with "simple" flexible work... Much more is demanded, that’s definitely true. You just have to know what you want.

However, the injustice in underpaid professions is not combated this way... So everyone is entitled to their "good" salary – but you have to work hard for it.

In my opinion, it only works if you are a highly qualified expert with special knowledge or have a very conflict-averse boss.

After all, he can't fire me.

Sounds like an indispensable specialist for the company.

Sounds to me like civil servants and would thus excellently confirm a number of prejudices. ;)

Since a lot has understandably been deleted here, I can unfortunately no longer directly engage in the conflict. I still want to apologize to . I went too far with my choice of words in one place, although I still maintain that the line to populism has been stretched quite far. Be that as it may, this has no place in writing in a public forum, and I apologize for that. I have political views and other people have different ones. Even though I consider myself a politically moderate and tolerant person, I still need to continue working on myself.

This is big now, . One "like" was not enough for me.

Assumedly, I find it a good gesture. I am also not immune to occasionally overshooting the mark. I appreciate the forum because of its diversity of different opinions and find the discourse between the specialist topics always refreshing, even though it usually ends up in off-topic. As long as it is respectful and tolerated by the admin, that is fine.

BTT: I find the topic good because one must also consider approaches to wealth formation in relation to price development and market development. There is no one way to the goal, but from my point of view, there is a weighting of possibilities depending on the environment. With large price increases, saving and postponing the project makes little sense. What is interesting is what the right strategy currently is; I observe:

a) rising construction interest rates
b) rising prices
c) no interest on savings deposits
d) rising inflation (is this sustainable)?
e) good developments in the financial markets
f) good KFW subsidy situation (but this was better overall before)

From these observations, I conclude that it currently depends more on the personal situation. How much do I already want a house and how painful would a few more years of waiting be? Overall, I would probably start as soon as possible and not wait.