How long have you been saving equity for your house?

  • Erstellt am 2021-05-03 23:44:32

exto1791

2021-05-06 07:50:34
  • #1
As if having a household net income of 80k makes you one of the average people :D

You can build your beautiful 700k house and comfortably pay it off with 2,000€ monthly. You can go on vacation twice a year and don’t have to forgo much except for extreme luxury goods like 60k for a car, a 5k TV, a 10k couch, etc. That is more than just above average, quite simply!

I know few families here in my circle of acquaintances who earn close to 80k net... You can already gauge it just from that!

That is just under 3,400€ net per month – in other words: 2 management positions. Look at how many management positions there are in companies and then see how many ordinary "workers" or employees there are in the company. In this 80k net case, both the woman and the man would have such a salary… That is really rare, at least I only know a few people who reach such a household net income – so you can hardly be an average person with that :D
 

Hausbauer4747

2021-05-06 07:52:43
  • #2


If you reduce discussion and person solely to the salary, then no. ;) Otherwise, it is quite possible.
 

Baugrübchen

2021-05-06 07:54:16
  • #3


Those are two teacher salaries. No management position, hardly any career advancement opportunities, but a great, well-paid job that fortunately comes with civil servant status.
 

exto1791

2021-05-06 07:57:29
  • #4


Yes, for me it's purely about the financial aspect – no one here can or wants to judge on a personal level :D



Absolutely right, leadership / very well-paid "expert" possibly in the IT sector / early leadership responsibility – jobs that are definitely not found everywhere, or that everyone just gets casually because they are an average person :)
 

Acof1978

2021-05-06 08:04:39
  • #5


We’re talking about 80,000 € gross annual income. So about 45,000 € net / 12 = 3,750 € monthly, where the child benefit from back then of about 350 € is already included. But if there are loans for a car, etc., that has to be subtracted. And if the next university is 80 km away, there’s no money left to finance the child’s studies. I don’t want to complain, wouldn’t take money for studies from the parents either, even if they had it. Why should I? They spent enough money on me over those 20 years +.
 

Baugrübchen

2021-05-06 08:05:45
  • #6


That’s true, you don’t just get the job like that, that’s why I also financially exposed myself during my studies and came out with a high student loan. In the end, it doesn’t really matter. Maybe it also depends on the perspective. In my circle of friends there are many academics who have the same qualifications (completed studies, etc.) and earn significantly more, which I acknowledge as their achievement without any envy. Possibly this causes the view of what is normal to get somewhat lost. I didn’t want to step on anyone’s toes. If that happened, I apologize.
 
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