How long have you been saving equity for your house?

Good question, I am in a similar situation. 26 years old like my partner and everyone our age wants/is building. Fortunately, we live in a large rental apartment with space for at least two children. My goal is to save for the next 7-9 years. During this time, to buy a plot of land to then fulfill my dream. Current saving amount is about €2300 per month with a net income of about 5k. I hope we are doing it right and don’t fall flat on our face, as you always hear now that you can’t save against it… But we also don’t want a 2k rate for the house.

I don’t understand that .. ??!? You save 2300, but don’t want to pay a 2000 installment? Your 2300 will be worth how much in 7-9 years, adjusted for inflation and construction cost increases? Those 7-9 years would be added to your term if you started to repay already. Then you probably wouldn’t need 2K anymore but only the more "gained" time (and live in the house longer)? Also, you’re probably (crystal ball) right that you can’t save against the rise in construction costs. But that can of course also change.