Does the real estate market increasingly force more families to build?

Why should the social welfare office also know mercy? Homeowners and [Hart IV] just don't go together.

If there is a dispute over the inheritance, the family was already broken before. Otherwise, inheritance is clear as day: determine the value of the bequest, divide it, done.

You don't have to see problems everywhere.

Slowly, the phrases here remind me of a regulars' table

20-30 years of one's life with debt. This often has to be paid off later in the job hamster wheel.

Not rent?

In the end, you leave a house to your children and they often don’t want the old shack and sell the place.

No, the retirement provision "house" is made liquid for your retirement home.

Obviously. An underestimated topic.

No! Always mentally present.

Starting help for the next generation? They are usually over 60 when they inherit...

how true.

Precautions should be taken for nursing care in addition to the home

Homes offer the space to hire a caregiver (with two care cases cheaper than a nursing home or home care service)

A home can be planned step-free and partially barrier-free or can be remodeled. Rental apartments are difficult. Ever looked for a barrier-free rental apartment?

Those who build too large and complicated have to work longer and harder on their debts or face failure. A Flair 113 or 125 sqm with a carport is also fine. How often do dream castles come with a far too small budget, which is borderline high given the income of the original posters?

Inheritance should be divided beforehand. And if they argue, I don't care.

Social transfer payments, whether Hartz IV or nursing home subsidies, simply do not fit with homeownership.

Rent or build. You make the decision only for yourself.
It has to fit now.
Why should I plan with children and grandchildren or with ifs and buts?

I have the impression that you are only here to grumble and regularly create a new worst case for which the homeowners are then supposed to provide answers. What is that supposed to be good for?

You are practically in debt for the rest of your life, and that debt is to yourself... the apartment, the food, raising the children, and various luxuries must be constantly earned. Some individual cases may be able to live off their wealth until the end of their days, but that does not apply to the majority.

Therefore, income must be generated. Whether I rent or buy my place, it costs money, and it does so until the end of life. When I see how much money I send down the drain each month, then I have around €1.5 million in "debt" to the future until my perhaps expected end.

Yesterday, the Bundesbank published an interesting study on the private wealth of people in Germany. One should look at the differences between renters and home owners. The median for renters is below €20,000 and for homeowners over €90,000. There is really no need to discuss further. The very high social expenditures in Germany are also related to the very high proportion of people without home ownership. By the way: It is not more expensive to temporarily support someone in their own house than someone in a rental apartment.