Does the real estate market increasingly force more families to build?

"...SH and MVP are different.- We have a lot of land, few people, hardworking illegal workers, and the will to build houses...."
Land prices and craftsmen are cheaper in your regions. Here with us in southern Germany, the prices for building land are significantly higher in many places, and construction costs are also higher due to strong demand.

Building a house is possible. But the regulations of the last 10 years alone have made building 25 percent more expensive.

Building a house is possible. But just the regulations of the last 10 years have made building 25 percent more expensive.

No, the regulations are not the problem. But the expectations of the people are.

An example: We are now insulating the exterior facade of existing buildings. Are we forced to do this by a regulation? No. Is it economically worthwhile? Maybe over 30+ years. We just want to do it.

It feels like many people build KFW40+ instead of according to the Energy Saving Ordinance standard. The KFW interest rate is then so favorable anyway.

But seriously, what is actually in the Energy Saving Ordinance that drives up prices but that one does not want? To forgo insulation of the floor slab in new buildings? Seriously?

But seriously, what is in the Energy Saving Ordinance that drives up prices but that nobody actually wants? Foregoing insulation of the floor slabs in new buildings? Seriously?

I see it similarly. Since houses are also required to have an energy certificate when sold, sensitivity in this area among buyers has greatly increased. Good insulation values are better rewarded, which I think is a good thing.

But don't you think that every week someone comes along trying to swindle the owner out of the property? At least, that's how I imagine it here...

I would argue that most prospective builders don't have such thoughts. Next to us, there is a vacant plot. Since the beginning of 2017, we've only been approached twice by "strangers" asking if we knew who owned the land, and there are hardly any buildable spots left here. The administration is now trying to provide building land through an accelerated process. In the end, there will be no more than about 30 single-family houses, then it's over for now and it will become lengthy and expensive because you would have to create dead-end streets to make optimal use of the very last remaining area.

...In our village, for example, 3 individuals are currently building a house with less than 2k net income...

Either they received a lot of money from their parents, or they primarily build themselves and exclude companies. It doesn't work otherwise, and I don't want to believe in a bullet loan.

Either they got a lot of money from their parents, or they mainly build it themselves and leave companies out. It doesn’t work any other way and I don’t want to believe in a bullet loan.

Of course they build it themselves with their friends and comrades. My neighbor on one side and diagonally opposite also did everything themselves. There wasn’t a single company involved. Karsten

In our village, for example, 3 individuals are currently building a house with less than 2k net income ...

Well, we don't earn 7000 either, and we managed with 270000 without land, but in these examples inheritances or a lot of equity will play a role.

It's really like this: in our settlement too, plenty of people with normal to low income, smaller houses, a lot of self-work, a lot of help among each other, and it works out.

With us: the more the plots are subsidized, the bigger and more magnificent the house. But in Lower Saxony we also have residential areas or many detached and semi-detached houses that are equipped with plain 110 sqm. But even there, in the tiny front garden, splashes of color are planted and no boring symmetrical green stalks between gray stones, so that the residents happily walk through their front door, while the one with the stone desert goes through the dark garage into the house.

It feels like many people build KFW40+ instead of Energy Saving Ordinance standard. The KFW interest rate is then so cheap

Exactly. And this money is then additionally spent on equipment and afterwards people groan that building a house is so expensive.