Does the real estate market increasingly force more families to build?

It goes without saying that the saved repayments should not be squandered on travel, cars, electronics, etc. if you want to continue living in the house after 10 years.

And that could be quite a challenge for families. Consumption is often obviously a major focus these days....

I am also familiar with the late start of repayment on the real estate market in England before 2009. People bought their first small house, received a 120% mortgage, lived there for a few years without repaying, and then sold it at a profit. Then they climbed the "ladder" a bit higher and bought another house. A smaller mortgage and the same game one or two more times, until they lived in their dream home. Then repayment began. Of course, this only works in a market with rising property prices. The financial crisis from autumn 2008 hit England hard and threw the "property ladder climbers" back sharply. From a German perspective, one could say "there you see these speculators" and point to the losers. Meanwhile, the winners among private households are left unmentioned; these existed in large numbers as well. Whether one should do it that way – I have my doubts, but it is certainly a different approach.

From our traditionally conservative perspective on financial matters, the concerns are understandable. Just as the Danes, conversely, probably wonder why young German families at the beginning take on such high rates, which they cannot afford to pay for long in case of a crisis (job loss, illness, separation, etc.) – if they ever manage to buy a house at all due to the high entry barriers. The fact is: homeownership rate Denmark 62%. Germany 48%.

The 62% do not only result from the credit system. Interest on debt can be applied as a reduction for Est. Land and soil are cheaper, less densely populated, more land, except for Copenhagen, especially the Sundvororte with a beach, that is the so-called Whiskey Society. Building itself is cheaper because construction is simpler and also smaller.

...If any left-green protesters think that CO2 is harmful to trees, that the production of the electric car battery is so much more environmentally friendly, or that the economic prosperity of an industrialized country (...) then I gladly take the side of those who are accused of spreading only untruths or questioning 150 years of physics.

um... are you aware of what happens to people who grow too fast? They often have problems with their bone structure and their circulation. The same applies to trees under the influence of rising carbon dioxide levels. The rest of the quoted text clearly shows that you have not yet understood what it is really about: profit maximization, but let yourself be driven obediently by market radicals, against whom the FDP will look like the MLPD.