Amount of the monthly installment

Should I list everything we had to pay for during and after the house construction, things we didn’t expect? Although we knew many costs would come up that we didn’t anticipate and therefore planned a buffer of 50,000.

Surveying after completion for the land registry office: €900
Approval for rainwater infiltration/water law permit including infiltration test, application, etc.: €1600
Speaking of rainwater: What happens to it? Is that included in the costs?
Small stuff like mailbox, tools, garden equipment (lawnmower, etc.), curtains, decorations
Kitchen, furnishing, lamps, etc.: What did you budget for that?
No answer has been given yet regarding floors and walls.

What about outdoor facilities? You’re doing the paving yourselves. Budget at least €3,000 for the materials. Then there will probably need to be a platform at the front door (that costs really good money). You’ll have to protect your facade with a gravel border or something similar. Surely you’ll want to sit outside on a terrace at some point? Possibly you will need privacy screens (fence, hedge, or something similar) ...

Sorry, but if I read about the wedding, in my opinion, you have no one to blame but yourselves.

The house will definitely become more expensive. Even Town & Country can’t work miracles in the current construction boom phase.

Shall I list everything we had to pay for during and after the house construction that we hadn’t really planned for? Although we knew there would be many unexpected costs and therefore planned a 50,000 buffer

Surveying after completion for the cadastral office: 900€
Permit for rainwater infiltration/water law permit including percolation test, application etc.: 1600 €
Speaking of rainwater: What happens to it? Is that included in the costs?
Small stuff like mailbox, tools, garden equipment (lawnmower etc.), curtains, decoration
Kitchen, furnishings, lamps etc.: What have you budgeted for that?

Sorry, but when I read about the wedding, in my opinion, that’s your own fault.

The house will definitely get more expensive. Even Town & Country can’t work miracles during the current building boom.

We already have garden equipment etc., although we currently rent, we rent 500 sqm of garden with the apartment, which we take care of ourselves and have all kinds of stuff. Tools that we need for DIY work are all there as well. My father is a master bricklayer and passionate craftsman; he has all kinds of things just lying around, as well as numerous contacts to other people who have all sorts of stuff.
Even stuff like a pavement breaker
Sure, about the wedding – your own fault. I didn’t ask for sympathy here or anything remotely like that.
The kitchen is covered. We currently have a new, expensive kitchen in the apartment that we paid for ourselves, because we took over the apartment as first tenants without a kitchen and the landlord is buying it from us with a small deduction (it will then be 2.5 years old). Apart from that, we have completely new living room, dining room, and bedroom furniture, which we will take with us completely. Everything else will follow gradually. We are even taking the guest room furniture with us
We need to get lamps, mailbox, stuff like that.

Hello Sessi,

do yourselves a favor and recalculate how much you will ultimately have to come up with for the house. Not what Town & Country wants from you, but what you still have to cover yourselves. For example, floor coverings, materials for the outdoor area (paving stones, curbstones, gravel, possibly rental fees for machines) and inside (paint, wallpaper, brushes and rollers, etc.), a new house usually also means a new kitchen and, for example, bathroom furniture or other parts that don’t fit into the new rooms (and I don’t mean because of the design).

We bought an existing house, nearly new (built in 2006/2007, we have been living in it for 3 years). We renewed the flooring in 4 bedrooms, bought a new kitchen (without any frills), and had an additional parking space paved; that cost us just under 25 thousand euros.

You are right, some people here get the (writing) tone wrong, but I think you should note down every single tip and check them. In the end, it’s great if you turn out to be right and can tick off everything.

You also haven’t mentioned in any of your posts how much you spend per month on things besides rent and utilities.

My husband and I earn a bit more than you and we have already gone through parental leave. We have a payment of just under 1100 euros (we are over 5% repayment). 2 cars, insurance, vacation, clothing, restaurant visits, leisure activities, 2 mobile phones, etc. all add up!

Don’t rely on everyone being able to give you the help they promise at the beginning. Not out of malice or anything, but just wait until a health issue or something similar occurs.

I wish you good luck and hope that despite the sometimes blunt tone, you will take the tips to heart.

Hello Sessi,

do yourselves a favor and recalculate how much you will ultimately have to pay for the house. Not what Town & Country wants from you, but what you yourselves still have to provide. For example, flooring, materials for the outdoor area (paving stones, curbstones, gravel, possibly rental fees for machines) and indoors (paint, wallpaper, brushes and rollers, etc.), a new house usually means a new kitchen and, for example, bathroom furniture or other items that don’t fit in the new rooms (and I don’t mean because of the design).

We bought an existing house, like new (built in 2006/2007, we have lived in it for 3 years). We renewed the flooring in 4 bedrooms, bought a new kitchen (without any frills), and had an additional parking space paved; it cost us just under 25,000 euros.

You are right, some people miss the mark here in (writing) tone, but I think you should note down every single tip and check them. In the end, it’s great if you are right and can tick off every item.

You also never mentioned in any of your posts how much you spend per month on things besides rent and utilities.

My husband and I earn a bit more than you and we have already gone through parental leave. We have a rate of just under 1100 euros (with over 5% repayment). Two cars, insurances, vacations, clothing, dining out, leisure activities, two mobile phone contracts, etc. all add up!

Don’t rely on everyone being able to give you the help they promise at the beginning. Not out of malice or anything like that, but just imagine a health incident or something similar happens.

I wish you good luck and hope, despite the occasionally blunt tone, that you take the tips to heart.

I will definitely take these tips to heart. I have already been able to check off some things with a clear conscience, like furnishing the living room, dining room, bedroom, guest room, hallway... There is money for the kitchen. Corport is already included... etc. We will also look to save even more as long as it’s still possible.

Our expenses are:
Car insurance/liability/traffic legal protection, additional health insurance, occupational disability insurance with savings plan, building society savings: 380€
Mobile phone contracts together: 50€
Riding, including fuel and everything: 90€
Rent warm including electricity and internet, phone: 1000€
20€ job ticket
60€ fuel for work (will be halved after the move)

I can’t think of anything else....
From May, I will earn 100€ net more.
We then have a total of 4500€ per month available with which we have to pay for everything.

How about media?
- Satellite included?
- Internet wiring? I guess apart from a few TAE sockets that nobody needs anymore, there won’t be much. A few well-placed LAN sockets are worth their weight in gold.

Just two points that are often overlooked.

How about media?
- Sat included?
- Internet wiring? I guess apart from a few TAE sockets that no one needs anymore, there won’t be much. A few cleverly placed LAN sockets are worth their weight in gold.

Just two points that are often overlooked.

I think the price includes 4 LAN sockets. Otherwise, there are enough power outlets and outdoor sockets. I don’t have Sat in mind right now..