Amount of the monthly installment

2018-09-27 14:58:25

How was Town & Country? And you think you can get a MOVE-IN READY house for 202k? And have already signed?
I’m from Bavaria, and all I can say is "well then, enjoy your meal."
I don’t know exactly where Town & Country cuts corners, but I believe the house price is calculated starting from the top edge of the concrete slab – so you have to add 20k on top of that.
Additional construction costs are probably missing as well, just like earthworks.
And get used to one power outlet per bedroom; more isn’t included in the minimal package.

2018-09-27 14:59:54

Do you already know what the bank's conditions are? Then read the 2nd post on the page here. There you can see what kind of interest rates are coming your way. Calculated up to at least 380k€. With your 1200€ you won't get far. Not even with the old amount. I would be curious to see how the parents' house improves the loan-to-value ratio.

2018-09-27 15:01:32

Then as friendly advice: Since you have already signed, a lot is too late anyway. So have the contract checked as quickly as possible to see what you have gotten into. Ultra-cheap construction will probably go for little money, but I believe the average costs in 2017 were somewhere around €1700... Therefore, you should worry less about expanding and more about how to get an additional €50k buffer.

2018-09-27 15:01:38

Hi Sessi,

maybe this will help you compare:

Thanks for your comparison, which for a change here is not aggressive, presumptuous, or condescending. We have calculated the incidental construction costs quite high, assuming that we won't need that much. My father worked as a master mason for years and knows about this. But we still preferred to include a buffer. I think it will come down to not enlarging the house and only raising the knee wall if at all, and saving the money for that ourselves now. That’s about 7k. Then we would be at just under €1200 per month.

2018-09-27 15:04:36

I believe anyway that the OP has no idea about the current construction prices. They quickly looked at Danwood or Allkauf Haus or whatever they are all called. Nothing more....[/QUOTE]

No, it was not a quick look here. We compared prices and services for 1.5 years. Talked to builders of various providers etc. and are now building the enlarged winter garden house with Town & Country.

2018-09-27 15:05:47

I believe the OP has no idea about current construction prices. They just quickly looked at Danwood or Allkauf Haus or whatever they are all called. Nothing more....

No, this was not a quick look. We compared prices and services for 1.5 years. Talked with builders from different providers, etc., and are now building the enlarged winter garden house with Town & Country.[/QUOTE]
Then good luck with Town & Country. You have chosen the top of the class.

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Amount of the monthly installment

WilhelmRo

Zaba12

Lumpi_LE

Sessi89

Sessi89

Zaba12