Own home: interest rate development / interest rate / interest rate increase / conditions

  • Erstellt am 2015-05-13 11:02:01

Baufuchs15

2015-06-15 18:43:21
  • #1
Sure, if you then also get a good offer, because the bank also knows about the 2nd lien and you are therefore in a worse negotiating position.
 

Häusle77

2015-06-15 22:48:32
  • #2


I actually wanted to sign for 20 years soon, but now it keeps going up.

If you were in my place, would you sign as quickly as possible now?

To be honest, I am a bit worried that we will soon be back above 3%....
 

toxicmolotof

2015-06-16 00:03:21
  • #3


You can still get a good offer from a reputable bank. There are rate tables, and if this was discussed at the beginning, pricing is also applied accordingly or calculated with the same risk group that you received for the property financing.
 

Final

2015-06-16 07:51:46
  • #4

Hardly anyone will be able to tell you that, and if someone can say it 100% for sure, they probably won’t reveal it.
Anyone who tells you what to do doesn’t know themselves, but is only guessing.
 

futtinger

2015-06-16 09:01:19
  • #5
Our building application was signed yesterday. Therefore, time is currently working against us and we need to make a decision soon.

What happens if I accept an offer now and realize in 2 weeks that the interest rates have dropped significantly. Keyword 2-week right of withdrawal.
This should be reflected in the SCHUFA, right?
 

Lebensprojekt

2015-06-16 09:08:31
  • #6
Yes, actually not, you have then withdrawn from the contract! However, if the bank rejects your financing, this will be reflected in the Schufa.

Regards
 

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